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Where can I transfer Chase, Citi, American Express, and SPG points? Bookmark this post.

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Bookmark this page. Refer to it the next time you are wondering if X transfers to Y.

I love “transferable currency” credit cards like the Chase Sapphire Reserve / Preferred / Unlimited, the Citi Prestige / Premier, the American Express (Amex) Membership Rewards line, and the Starwood Preferred Guest (SPG) credit card.  Why?

Because they all have a huge range of transfer partners and so when I need an award flight, I’m not limited to one program’s abysmal availability. I can transfer from my banks of transferable miles to whatever airline has the best routing and availability for what I need.

Still, knowing where you may be most likely to redeem should affect what credit cards you carry.  For instance, there are some real sweet spots in the JAL and Asiana award charts – and only SPG can transfer to those airlines.  ANA has a great deal on roundtrips to Asia – but you’ll need American Express Membership Rewards points to transfer to ANA.

Keep in mind there are ways to be a bit creative even within the transferable currencies. For example, you *could* transfer your American Express Membership Rewards points into SPG and then transfer to JAL or Asiana – but the transfer ratio from Amex to SPG is abysmal at 1 SPG for 3 Amex points. That kills the deal there, so if you want to accumulate SPG, you should have the SPG credit cards.

Please always bear in mind that you need to confirm availability on any airline or hotel partner. Transfers are irreversible. If you were to transfer to an airline and there is no availability for the flight you wanted, the points are now stuck in that partner program.  It never hurts to call and see if the airline can put an award flight on hold for you as you are transferring points. The ability to do this varies airline to airline (and sometimes even agent to agent).  Many programs transfer instantly online, but many do not.

Let’s look at each of the program’s transfer partners and exchange ratios (As of Nov 2017).


Take special note of the partners in each list that I have put in bold/italics. These represent a partner that is ONLY transferable from that one single program.

American Express Membership Rewards Transfer Partners



Aeromexico 1:1.6 (1,000 Amex = 1,600 Aeromexico)
Air Canada Aeroplan 1 : 1
Air France Flying Blue 1 : 1
Alitalia 1 : 1
ANA 1 : 1 (transfers only from Amex and SPG)
Cathay Pacific Asia Miles 1 : 1
British Airways Avios 1 : 1
Emirates 1 : 1
Etihad Guest 1 : 1
Hawaiian Airlines 1 : 1 (transfers only from Amex and SPG)
Iberia Avios 1 : 1
JetBlue TrueBlue 250 : 200
Singapore Airlines KrisFlyer 1 : 1
Virgin Atlantic 1 : 1



Choice Hotels 1 :1
Hilton 1 : 1.5
SPG 1:3 (3 Amex gets you 1 SPG)


Chase Ultimate Rewards Transfer Partners


British Airways Avios 1:1
 (Also, Iberia and Aer Lingus Avios)
Air France Flying Blue 1:1
Korean Air Skypass 1:1
Singapore Airlines KrisFlyer 1:1
Southwest Airlines 1:1
United MileagePlus 1 : 1 (bolded because while SPG can transfer to UA, you only get one mile for 2 points which is a TERRIBLE deal)
Virgin Atlantic Flying Club 1:1 1:1



Hyatt 1:1
Marriott 1:1
Ritz Carlton 1:1
IHG – Intercontinental 1:1


Citi Thank You Transfer Partners


JetBlue TrueBlue 1:0.8 (1,000 Citi = 800 JetBlue)
 Avianca LifeMiles  1:1
Cathay Pacific AsiaMiles 1:1
Etihad Guest 1:1
Eva Air 1:1
Air France Flying Blue 1:1
Garuda Indonesia 1:1
Jet Airways Jet Privilege 1:1
Malaysia Airlines Enrich 1:1
Qantas 1:1
Qatar Privilege Club

Thai Orchid Plus

Virgin Atlantic

Singapore Airlines KrisFlyer



Starwood Preferred Guest (SPG) Transfer Partners

Aegean Airlines 1:1
Aeromexico Club Premier 1:1
Aeroplan/Air Canada 1:1
Air China Companion 1:1
Air New Zealand Airpoints 65:1
Alaska Airlines Mileage Plan 1:1
Alitalia MileMiglia 1:1
All Nippon Airways (ANA) Mileage Club 1:1
American Airlines AAdvantage 1:1
Asia Miles 1:1
Asiana Airlines 1:1
British Airways Executive Club 1:1
China Eastern Airlines 1:1
China Southern Airlines Sky Pearl Club 1:1
Delta Air Lines SkyMiles 1:1
Emirates Skywards 1:1
Etihad Airways 1:1
Flying Blue 1:1
Gol Smiles 2:1
Hainan Airlines 1:1
Hawaiian Airlines 1:1
Iberia Plus 1:1
Japan Airlines (JAL) Mileage Bank 1:1
Jet Airways 1:1
Korean Air 1:1
LATAM Airlines LATAM Pass 1:1.5
LifeMiles® of Avianca 1:1
Lufthansa Miles and More 1:1
Qatar Airways 1:1
Saudi Arabian Airlines 1:1
Singapore Airlines KrisFlyer 1:1
Thai Airways International Royal Orchid Plus 1:1
United Mileage Plus 2:1
Virgin Atlantic Flying Club 1:1
Virgin Australia 1:1


In the market for a new credit card earning any of these currencies? Please consider using the Credit Card Offers section of this site.

Stay tuned for more articles with specific sweet spots for some of the lesser known programs.

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