amex gold 60k
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The American Express Gold Card (Review) is one of my favorite cards at the moment. With 4X points on dining and at US supermarkets, it’s an easy one to hang on to. The annual fee of $250 (Rates and Fees) is easily offset by the $100 annual incidental airline credit (a bit tougher to use this year, but normally it’s not hard!) and $10 per month dining credits for select restaurants which I cover using GrubHub/Seamless usually by the end of the first week of each month.

amex gold card
Amex Gold Card

Welcome Offer: 60,000 bonus Membership Rewards points when you spend $4,000 in 6 months.

I’m not sure of the end date for this offer, but since it matches the referrals, my hope is that it will stick around. No end date has been announced yet.

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

Sometimes using a Private / Incognito Browser yields an even better deal like the 75k deal.


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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

To see the rates and fees for the American Express cards mentioned, visit the following links:

Rates and Fees for the American Express Gold Card

yottaWhat is Yotta Savings?: The Yotta Savigs account is a really fun way to earn interest at a higher rate than Marcus while having some fun each night when the Yotta prize ball drops. Currently, the statistical odds imply a net savings rate of between around 1% and 3% - at a time when banks like Marcus are offering a paltry 0.5%. Plus, it's fun! | Read my review of Yotta.

I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.


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