$750 75,000 point chase ink cash unlimited bonus
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The Chase Ink Cash and the Chase Ink Unlimited are both in my own wallet, and if they aren’t in yours, these new offers for 75,000 bonus Chase Ultimate Rewards points (or $750 cash) might persuade you.

Both cards have no annual fee, so it’s kind of a no-brainer if you don’t have one or both of them. Below, I’ll go over the offers and the benefits of each card. After that, I’ll discuss what the points are worth, depending on what other Chase cards are in your wallet.

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

Chase Ink Business Cash: 75,000 Bonus Chase Ultimate Rewards Points When You Spend $7,500 Within 3 Months

Chase Ink Business Cash

The Chase Ink Business Cash is one of my very favorite cards as it is the only credit card that earns a huge 5X points on office supplies (up to $25,000 per calendar year). If you have tons of office supply store spend for your business, it’s obvious why this is a winner, but even if you don’t, it’s still huge.

That’s because office supply stores sell gift cards to most major retailers, including Amazon. When paired with a Chase Sapphire Reserve card, you’re earning a minimum of 7.5% cash back on anything you can buy at an office supply store.

Does the Ink Business Cash earn points or cash?

The Ink Business Cash card earns Ultimate Rewards points. However, if you only have no-fee Chase cards, those points are worth just one cent each. That’s why Chase advertises this card as having a $750 bonus.

However, when you pair it with a Chase Ink Business Preferred, Sapphire Preferred or Sapphire Reserve, the points become transferable to Chase travel partners and redeemable in the Chase travel portal at a rate of 1.25 cents per point with a Chase Ink Business Preferred or Sapphire Preferred and at a rate of 1.5 cents per point with a Sapphire Reserve.

Meaning that if you also hold a Sapphire Reserve card, the 75,000 bonus points you can receive with this bonus offer are worth a minimum of $1,125 Рor $937.50 with a Chase Ink Business Preferred or Sapphire Preferred.

YourBestCreditCards

Also See: How to Combine Chase Ultimate Rewards points

What are the Bonus Categories for the Ink Cash?

  • 5X¬†Ultimate Rewards points on Lyft rides (through March 2022), office supply stores (up to $25,000 per year), internet services, cable, and phone services
  • 2X Ultimate Rewards points on gas and¬†dining (up to $25,000 combined per year)
  • 1X Ultimate Rewards on all other purchases

What are the Best Benefits of the Ink Business Cash?

  • The Chase Ink Cash comes with¬†Primary Rental Car Collision Damage Waiver (CDW) Coverage¬†when used for business rentals. This is a fantastic benefit.
  • There is a 0% introductory APR for 12 months on purchases.
  • No charge for additional employee cards.

If you aren’t familiar with all the best ways to spend Chase Ultimate Rewards points, have a look at our Chase Ultimate Rewards guide.

With no fee and those office supply store rewards, The Chase Ink Cash is always in my wallet and probably should be in yours, too.

Bonus Offer on the Chase Ink Business Cash

Get 75,000 Chase Ultimate Rewards points worth a minimum of $750 when you spend $7,500 within 3 months.

Learn how to apply for the Chase Ink Business Cash

Chase Ink Business Unlimited: 75,000 Bonus Chase Ultimate Rewards Points When You Spend $7,500 Within 3 Months

Chase Ink Business Unlimited

The Chase Ink Business Unlimited card has the benefit of simplicity.

What are the Bonus Categories for the Ink Business Unlimited?

It earns 1.5X Ultimate Rewards points on everything. The only “bonus category” is Lyft rides which earns¬†5X Chase Ultimate Rewards points through March 2022.

Does the Ink Business Unlimited earn points or cash?

Like the Ink Business Cash, the Ink Unlimited earns Ultimate Rewards points. However, if you only have no-fee Chase cards, those points are worth just one cent each. That’s why Chase advertises this card as having a $750 bonus.

In the exact same way as the Ink Business Cash above, you need at least one premium card (a Chase Ink Business Preferred, Sapphire Preferred or Sapphire Reserve) to be able to transfer to Chase transfer partners.

Also see: Chase Ultimate Rewards Guide

What are the Best Benefits of the Ink Business Unlimited?

  • The Chase Ink Unlimited comes with¬†Primary Rental Car Collision Damage Waiver (CDW) Coverage¬†when used for business rentals.
  • There is a 0% introductory APR for 12 months on purchases.
  • No charge for additional employee cards.

Bonus Offer on the Chase Ink Business Unlimited

Get 75,000 Chase Ultimate Rewards points worth a minimum of $750 when you spend $7,500 within 3 months.

Learn how to apply for the Chase Ink Business Unlimited

MilesTalk Musings on Both Offers

The standard offer on both of these cards is 50,000 points ($500) when you spend $3,000 within 3 months.

This new offer gives you 50% more bonus points, but also requires a bit more than twice the spend. If you’ll spend the $7,500 within 3 month easily enough, it seems a no brainer. I can’t recall Chase ever offering more than the standard 50,000 point offers before. But if you won’t be able to meet the spend, you may want to wait until these offers go back to normal and have the lower minimum spend.

For most, though, these are as good as it will get.

It’s also worth noting the the Chase Ink Business Preferred card still has a higher bonus of 100,000 points, though with a $15,000 minimum spend for the bonus and a $95 annual fee.

Bear in mind that the usual caveats for Chase cards apply:

  • You won’t be approved if you are at or over Chase 5/24.
  • If you are under Chase 5/24, these cards will not count, meaning that they won’t add to your total.
  • If you want both of these cards, wait 32 days or more in between applications.
  • If you have a side business or even a side hustle with a few thousand in annual revenue, that would make you eligible even if you don’t have a registered business entity. However, you would want to follow the rules on applying as a sole proprietor in that case.
  • If you don’t get instantly approved, you can always call the Chase Reconsideration Line to find out why and quite possibly have the application approved while you are on the phone.

Thoughts?

Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group.

And if this post helped you, please consider sharing it!

You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards. 

New to all of this? My ‚Äúintroduction to miles and points‚ÄĚ book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

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I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.

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