Updated: Feb 19, 2024: New rounds of Amex offers going out up to at least 40% off. Someone just reported a crazy 40% off up to $60 for one point!
One of the most fun things about having rewards credit cards linked in your Amazon account is the opportunity to get targeted for deals where you can pay with just one rewards point (it’s a very poor deal to actually pay for merchandise with cash – much less than even just redeeming for cash or gift cards). So we always say to use just one point when/if the deal allows.
Note that in 2023, there’s one notable (negative) change.
Some accounts are getting targeted for a poor offer for the first time ever – 15% off, up to $15, when you use 714 points. But it gets worse. You don’t even get 1 cent per point at Amazon! So with the average point worth about 1.7 cents, you will come out at best even and at worst a bit behind – unless you don’t redeem those points for travel anyway, in which case it actually is a good deal!
In this article
American Express Membership Rewards “Pay One Point”
See if you are targeted. Deal varies by account. Last reported active – Feb 2024
Chase Ultimate Rewards “Pay One Point”
See if you are targeted. Deal varies by account. Last reported active – Nov 2023
Discover “Pay One Point”
See if you are targeted. Deal varies by account. Last reported active – Nov 2023
Citi ThankYou “Pay One Point”
See if you are targeted. This may not currently be active but it’s worth checking.
What Can You Buy?
Next, be SURE the item(s) you pick are sold and shipped by Amazon.com, else it won’t work.
Third party gift cards sold by Amazon historically worked, but I’m hearing they might no longer work. You can try and see.
(We may earn a commission on items purchased from Amazon when you use our links. Thanks for your support if you do.)
How to Checkout
Then, at checkout, make sure your Amex / Chase / Citi Discover card is set for the payment method. At that point it will default to using points for the whole purchase. Change that.
You want to use *one point* for one cent off. (Don’t use more as the rate they give you per point is not very good, unless you are caving into that 714 point offer.)
If the rest was done properly, you’ll see the discount off reflected on your checkout page.
IMPORTANT NOTE: The next time you checkout, be sure you aren’t paying with all point by default as Amazon changes your default payment method.
Just Looking to Support MilesTalk?
Here is a direct affiliate link to shop that supports MilesTalk
(We may earn a commission on items purchased from Amazon when you use our links. Thanks for your support if you do.)
Questions?
Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.
If this post helped you, please consider sharing it!
You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
