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Updated July 13th to include a link for a Citi ThankYou discount
A lot of bloggers make lists of Prime Day deals. I’m not a retail salesman.
If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers
I just want you to know that there are three active “Pay One Point and Save” deals going on that you can stack with Prime Day.
Holders of American Express Membership Rewards points, Chase Ultimate Rewards points, and Discover cards are all potentially eligible, so before you shop Prime Day, check to see if you are targeted.
In this article
American Express Membership Rewards “Pay One Point”
See if you are targeted. You should be able to save as much as 50% up to perhaps $80. Deal varies by account.
Chase Ultimate Rewards “Pay One Point”
See if you are targeted. This would save you $15 on your order if you are.
Citi ThankYou “Pay One Point”
See if you are targeted. This is valid for up to $20 off.
Discover “Pay One Point”
See if you are targeted. This is good for up to $40 back.
What Can You Buy?
Next, be SURE the item(s) you pick are sold and shipped by Amazon.com, else it won’t work.
Third party gift cards sold by Amazon historically worked, but I’m hearing they might no longer work. You can try and see.
(We may earn a commission on items purchased from Amazon when you use our links. Thanks for your support if you do.)
How to Checkout
Then, at checkout, make sure your Amex / Chase / Discover card is set for the payment method. At that point it will default to using points for the whole purchase. Change that.
You want to use *one point* for one cent off. (Don’t use more as the rate they give you per point is not very good.)
If the rest was done properly, you’ll see the discount off reflected on your checkout page.
IMPORTANT NOTE: The next time you checkout, be sure you aren’t paying with all point by default as Amazon changes your default payment method.
Just Looking to Support MilesTalk?
Here is a direct affiliate link to Prime Day that supports MilesTalk
(We may earn a commission on items purchased from Amazon when you use our links. Thanks for your support if you do.)
Terms and Conditions
- The promotion code will expire concurrently. Amazon.com reserves the right to cancel or modify this offer at any time.
- Offer is available by invitation only, is non-transferable, is not redeemable for cash, and may not be resold.
- Offer applies only to the purchase where Membership Rewards points are used for at least a portion of the purchase and the promotion code is applied at checkout.
- Offer only applies to products sold by Amazon.com (Look for “sold by Amazon Digital Services LLC” on the product detail page.) Products sold by third-party sellers or other Amazon entities will not qualify for this offer, even if “fulfilled by Amazon.com” or “Prime Eligible”.
- Limit one promotion code per eligible card.
- Offer may not be combined with other offers.
- Shipping charges may apply to discounted promotional items.
- Offer does not apply to purchase of digital content.
- If any of the products related to your original order are returned, subject to Amazon’s refund policy, you will receive a refund of the amount charged to your card first, followed by Membership Rewards points.
- Promotional codes (including those placed directly in accounts) may not be redeemed for Amazon Gift Cards.
- This promotion is available only to Amazon.com customers with an eligible Membership Rewards points card issued in United States.
- Promotional credit is applied before taxes and fees.
- If you violate any of these terms, the offer will be invalid.
Thoughts?
Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group.
And if this post helped you, please consider sharing it!
You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
