amex blue cash
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While many MilesTalkers prefer travel rewards credit cards over cash back credit cards, sometimes you really do prefer cold hard cash.

The American Express Blue Cash Preferred is one of the better cash back cards out there for heavy supermarket spenders, offering the following:

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

American Express Blue Cash Preferre
American Express Blue Cash Preferred
  • 6% cash back at US supermarkets for up to $6,000 in annual purchases
  • 6% cash back on US streaming services which include Spotify, Netflix, Hulu, HBO, ShowTime, Pandora, Apple Music, and Amazon Music and Video  (*Does not include Amazon Prime)
  • 3% cash back at US gas stations
  • 3% cash back on transit. (This does not include cruises, airfare, or other standard “travel” categories. )
  • 1% cash back on everything else

It also offers a 0% Intro APR for 12 months on new purchases.

Previously, a new applicant was offered $250 in statement credits for $1,000 spent in 3 months.

The new Blue Cash Preferred offer is much, much better:

  • $300 statement credit after spending $3,000
  • You have 6 months to meet the spend (twice as long)
  • Annual fee of $95 waived the first year

So you’ll come out $145 ahead over the previous offer since you save the $95 annual fee in the first year and get $50 more. And you always have the option to downgrade to the no-annual fee Blue Cash Everyday card which earns 3X instead of 6X at US supermarkets if you find you aren’t spending enough to justify.

You can learn how to apply for the card here.

(The above link supports MilesTalk)

American Express Rose Gold CardGet 60,000 Bonus Membership Rewards points after spending $4,000 on purchases within the first 6 months on a Gold Card or Rose Gold Card. Earn 4X points on dining and US supermarkets. | How to apply for this offer. | Read our Review of the American Express Rose Gold Card

Thoughts?

Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group.

And if this post helped you, please consider sharing it!

You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

yottaWhat is Yotta Savings?: The Yotta Savigs account is a really fun way to earn interest at a higher rate than Marcus while having some fun each night when the Yotta prize ball drops. Currently, the statistical odds imply a net savings rate of between around 1% and 3% - at a time when banks like Marcus are offering a paltry 0.5%. Plus, it's fun! | Read my review of Yotta.


I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.

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