Best Business Credit Cards for Earning Free Travel

Best Business Credit Cards for Earning Free Travel

At MilesTalk, we talk about the best credit cards all day long. The Business credit cards listed below are the ones we are currently talking about the most.

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You can see the current bonus offers and highlights of each card below. If you’d like all the details, simply hit Learn More in the right column.

My top choice right now for a first Business credit card if you are just getting into the Business card arena is the Chase Ink Preferred Credit Card. It’s rich bonus offer is worth a minimum of $1,000, allows you to transfer those points to airlines and hotels, and also offers free cellphone insurance if you pay the monthly bills with your card. The $95 annual fee is waived the first year.

A note if you are self-employed: You can absolutely get a business credit card without an incorporated business if you have some business income from 1099 work or a side hustle. In this case, you would list your exact real name as the business name (i.e. both the Applicant Name and Business name would be John Doe and match each other). Your Tax ID is your Social Security number.

Small Business Credit CardsBonus OfferBest FeaturesMore info

Chase Ink Business Preferred Credit Card
100,000 Ultimate Rewards points when you spend $8,000 in your first 3 monthsEarns 3x points on travel, advertising, and shipping.

This massive Welcome Bonus offer makes this card a great first business card. The bonus alone is worth $1,000 - $1,200 at a minimum.

These points can be transferred to a range of Ultimate Rewards partners like United and Hyatt at a 1:1 ratio or spent in the Ultimate Rewards portal on travel with a value of 1.25 cents per point. Also provides complimentary cell phone insurance if you pay your monthly bill with the card. $95 annual fee waived the first year.
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Chase Ink Business Unlimited
Get $750 in the form of 75,000 Ultimate Rewards points when you spend $6,000 in your first 3 months. Points are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.Best for small businesses with a lot of every day spend. This card earns 1.5x everywhere.

If you don't spend a lot in the bonus categories of other cards, or want a second card to pair with one that you use in the bonus categories, this is a great card. No annual fee. Pair this with the Chase Ink Preferred for a killer 1-2 card combo.
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Chase Ink Business Cash Credit Card
Get $750 in the form of 75,000 Ultimate Rewards points when you spend $6,000 in your first 3 months. Points are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.5x points on up to $25,000 in office supplies, internet, cable, and phone annually.

There are lots of ways to maximize this amazing 5x benefit. If you combine these points into a Chase Sapphire Reserve account to book travel, it's like 7.5% effective cash back. No annual fee.
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