chase sapphire reserve
Chase Sapphire Reserve
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In a somewhat interesting move, just days after ending the Chase Sapphire Preferred 80,000 point offer which now sits at 60,000 points for $4,000 in spend in 3 months, Chase has upped the Chase Sapphire Reserve offer to match at 60,000 points for $4,000 in spend in 3 months.

Of course, the Sapphire Reserve has a $550 annual fee vs. the $95 annual fee on the Sapphire Preferred, so you really need to compare the Chase Sapphire Reserve vs. the Chase Sapphire Preferred to see which is best for you. Luckily I did that for you 😉

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

chase sapphire reserve
Chase Sapphire Reserve

What this does mean, though, is if you really want the Chase Sapphire Reserve, you can go ahead and apply for it outright. Previously, the conventional advice was to get the higher bonus offer on the Sapphire Preferred and then product change to the Reserve after a year if desired. This higher bonus offer on the Reserve skips that step.

Personally, I keep hoping the Sapphire Reserve gets a refresh. The Sapphire Preferred was improved in 2021, even matching the 3X points on dining that the Reserve has, while the Sapphire Reserve has not had significant benefits added since the annual fee rose from $450 to $550. Still, for some, as I lay out in my comparison article, the Reserve can still be the better card for you, especially if you are looking to carry only one card and travel a lot, since you’ll get the Priority Pass lounge access (including airport Priority Pass restaurants) and the 3X points on all travel as well as the ability to redeem your points for travel (or Pay Yourself Back) at 1.5 cents per points compared to 1.25 with the Sapphire Preferred.

Here’s how to apply for the bonus offer of 60,000 points for $4,000 in spend in 3 months


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New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.


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