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Yesterday, we got the changes to Chase’s Pay Yourself Back for the consumer cards – namely the Sapphires.
Those categories were a definite downgrade from what was on offer through yesterday.
On the business card side, today sees a small improvement.
- Chase Ink Business Preferred and Ink Plus (legacy card product)
- Updated categories starting October 1 – Dec. 31, 2021: Cardmembers who utilize Pay Yourself Back can continue to redeem points worth 25% more on eligible business expenses in the categories of: shipping, internet, cable and phone services and charitable contributions. New categories will also include: advertising purchases made with social media sites and search engines.
- Chase Ink Business Cash, and Chase Ink Unlimited
- Updated categories starting October 1 – Dec. 31, 2021: Cardmembers who utilize Pay Yourself Back can continue redeeming points worth 10% more on internet, cable and phone services, and worth 25% more when redeemed for eligible charitable contributions.
So, if you have the Chase Ink Business Preferred, you get the same categories worth 1.25 cents a point as previously, and adds advertising purchases made with social media sites and search engines.
Ink Cash and Ink Unlimited cardholders are only getting a 1.1 cent value on internet, cable and phone services.
Remember that if you also have a Chase Sapphire Reserve, you can always transfer the points over there and redeem for dining through March 2022.
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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.