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Citi is out with a profitable offer on just about all consumer and small business Citi credit cards for the holidays.

The Offer: 5% or 5X Back on Citi Cards Nov 24-29, 2020

You’ll get 5% cash back or 5X points on any eligible Citi card that you register. You have to enroll before you start spending. Once enrolled, you’ll get the 5% / 5X until you hit the $25 max (or, presumably, 2,500 points on a ThankYou card) for online purchases. You must have had the account opened by Oct 23rd to be eligible and not be in the middle of a product change.

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

The registration link is here. You’ll have to sign-in and then manually choose each card and accept the offer. You may want to screen capture one of the offers, as they will 100% disappear from ever being seen again once you accept on all eligible cards. If you have several Citi cards like I do, make a note of which one you accepted the offer on successfully as, again, you will have no way to check later. Ah, Citi…

If you have three eligible Citi cards, you could spend $500 on each and get $25 back.

Eligible Citi Cards for the Holiday Offer:

It seems to be just about every card!

While I got rejected on my Citi Rewards+, I got the offer successfully added to these cards:

And based on the fine print of the offer, it should also be available for these Citi credit cards as well:

It does not seem to work for the CitiBusiness ThankYou card. I’m assuming this is because the CitiBusiness ThankYou card is on a legacy system that can’t “talk” to much else.

Fine Print

What Citi Cards Were You Targeted On?

Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group.

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

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I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.


  1. I see no mention of not allowing gift cards….unless this “(and similar cash-like transactions)” means no GC’s???? Not a bad deal is so….


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