blue cash everyday amex enhancements new
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No, I don’t mean “enhancements” the way hotel and airline programs love to use the word – when they take benefits away 😉

American Express today has genuinely improved on its no fee Blue Cash Everyday® Card from American Express without taking anything away.

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

Let’s take a look.

Previous Blue Cash Everyday Earn Rate

Previously, the card earned:

  • 3X at Supermarkets, up to $6,000 a year, then 1X
  • 2X at Gas Stations, up to $6,000 a year, then 1X
  • 1X everywhere else

New Blue Cash Everyday Earn Rate

  • Earn 3% cash back at US supermarkets* for up to $6,000 in annual purchases; then 1%.
  • Earn 3 % on online retail purchases up to $6,000 annually, then 1%.
  • Earn 3% cash back at US gas stations, up to $6,000 annually, then 1%.
  • Earn 1% cash back on everything else.
  • Terms apply.

Everyone is going to ask what “online retail” means to Amex, so I dug into the Benefit Terms.

“To earn additional rewards on online retail purchases, the purchase must be made on a website or a digital application (an app) from a U.S. retail merchant that sells physical goods or merchandise directly to consumers.”

Easy enough!

New Additional Blue Cash Preferred Benefits

They’ve added in some additional benefits here, without taking anything away. While I’m not sure either benefit will temp you to add one of the below services, if you have one or both, it’s free money back in your pocket,.

  • The Disney Bundle: Get $7 back each month after using your Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
  • $180 Home Chef Credit: Receive up to $15 per month in statement credits when you purchase Home Chef meal solutions online with your enrolled Blue Cash Everyday® Card. (Shipping available in the contiguous US only.)

The 0% Intro APR offer remains

Get a 0% APR on new purchases and balance transfers for 15 months starting when you are approved for the Blue Cash Everyday card; then 15.49% to 26.49% variable APR (Rates and Fees)


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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

The following American Express cards are mentioned in this article: Rates and Fees for the Blue Cash Preferred(R) Card from American Express | Rates and Fees for the Blue Cash Everyday ® Card from American Express
I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at the South by Southwest festival, my love of the game intensified and this blog was born.


  1. Hi, My husband and I both opened a Blue Biz Cash account and I know this is going to sound crazy, but is it just cash back or can you use it as points as well? If so, how do they do the cash back? Statement credit or check in the mail? I’d prefer the points on Amex but haven’t slowed down to really take a good look at the benefits/plan.


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