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Last month, we partnered with Roomi to offer MilesTalk readers the opportunity to pay their rent with a credit card fee-free. Roomi mails the landlord a check and we earn miles for the rent amount.

The deal was so popular that it was dead by the end of the day. They then offered a 2% deal for a few more hours and then had to cut it off.

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers


The offer is back, right now, for a VERY limited time. 

Sign up at roomiapp.com/roomipay.com and you can pay your February rent with a credit card at absolutely no fee.  The only “catch” is that you need to submit by January 20th to ensure the check that they will send makes it on time. That said, they only have a certain allotment available for this and that WILL be exhausted the day of this post, January 16th. Perhaps within hours. Possibly sooner.

The deal is now dead for this month.

Make sure you are signed up for the MilesTalk newsletter and follow on Twitter @MilesTalk so you know when next month’s is open.

Especially since this deal may be dead already for this month if you didn’t see it within a few hours of posting.

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I did this myself last month and the charge on my American Express coded as “Merchandise and Supplies – Computer Supplies”

That should qualify for 3x miles on the Business Gold Rewards card from American Express if you selected “U.S. computer hardware, software, and cloud computing purchases made directly from select providers” as your 3x category.

I put the charge on my American Express Blue Business Plus card to earn 2x Membership Rewards points.

After I submitted my payment, I got a confirmation email: Thanks again for using RoomiPay! We wanted to confirm that your submission was received and your payment was accepted. You will receive another e-mail once your payment has been deposited by your landlord.  And I did get that confirmation about 9 days later.

This is a fantastic way to meet minimum spend on a new credit card, so it’s a great time for a new one (or two!).  I’ll be meeting it on two cards with this deal even if it’s just two months!

Maybe you also want to think about a new credit card to use on this for next month….

Will you try this to earn points or miles for paying your rent? Let me know here, on Twitter, or in the private MilesTalk Facebook group.


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Your Best Credit Cards

yottaWhat is Yotta Savings?: The Yotta Savigs account is a really fun way to earn interest at a higher rate than Marcus while having some fun each night when the Yotta prize ball drops. Currently, the statistical odds imply a net savings rate of between around 1% and 3% - at a time when banks like Marcus are offering a paltry 0.5%. Plus, it's fun! | Read my review of Yotta.


I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.

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