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Update: Dec 20. We actually did get so much interest that they have had to close payments for this month.

Make sure you are signed up for the MilesTalk newsletter and follow on Twitter @MilesTalk so you know when next month’s is open. Fantastic way to meet minimum spend!

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

Especially since this deal may be dead already for this month if you didn’t see it within a few minutes of posting.

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OK, let’s try not to break the RoomiPay servers. 

Roomi has just contacted me with an offer for MilesTalk readers.

Sign up at roomiapp.com/roomipay.com and you can pay your January rent with a credit card at absolutely no fee.  The only “catch” is that you really need to submit by Dec 20th (tomorrow) to ensure the check that they will send makes it on time.

Before you ask, I don’t yet know how this will code (i.e. travel or general, etc) but I will report back after my charge posts.

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Updated: I am also waiting to hear back if they have decided if there will be a fee after Feb 1 or not.  But you can definitely do this month and next month fee-free (at least until/unless we overwhelm their servers!)  I do not know what rate they are contemplating beyond Feb though I’m told they may extend the free period beyond Feb.

After I submitted my payment, I got a confirmation email: Thanks again for using RoomiPay! We wanted to confirm that your submission was received and your payment was accepted. You will receive another e-mail once your payment has been deposited by your landlord. 

This is a fantastic way to meet minimum spend on a new credit card, so it’s a great time for a new one (or two!).  I’ll be meeting it on two cards with this deal even if it’s just two months!

Will you try this to earn points or miles for paying your rent?

Let me know here, on Twitter, or in the private MilesTalk Facebook group.


Your Best Credit Cards
Your Best Credit Cards

yottaWhat is Yotta Savings?: The Yotta Savigs account is a really fun way to earn interest at a higher rate than Marcus while having some fun each night when the Yotta prize ball drops. Currently, the statistical odds imply a net savings rate of between around 1% and 3% - at a time when banks like Marcus are offering a paltry 0.5%. Plus, it's fun! | Read my review of Yotta.


I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.

5 COMMENTS

  1. Loved your detailed post. I recently came across Cirtru Pay and surprisingly they are charging 0% Fees (sounds too good to be true). I found my roommate via Cirtru but we have not tried using Cirtru Pay. Have you heard about them? Is Cirtru Pay legit? And how come they are doing at 0% fees? Wont they be paying something to someone who processes such payments?

  2. Hi Lisa,

    I can’t locate anything on Cirtu Pay. Do you have a link?

    And yes, anyone processing via a credit card is definitely paying a fee to the credit card companies.

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