(Still live) How to get 100,000 or 80,000 Chase Ultimate Reward points with the Chase Business Preferred

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I have the Chase Business Preferred card for my own business. I got it in December of last year for an 80,000 Ultimate Rewards point bonus and was very happy with that.

The basic benefits of the card are:

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Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year.*
• Travel, including airfare, hotels, rental cars, train tickets, and taxis
• Shipping purchases
• Internet, cable and phone services
• Advertising purchases made with social media sites and search engines

Also, you have the ability to transfer points to any of Chase’s transfer partners like Hyatt, Singapore Airlines (that A380 First class Suite!) and British Airways.

Best, if you have a Chase Sapphire Reserve card, you can transfer these URs to that account, giving you the 1.5x redemption value on anything travel (though I generally prefer to transfer to partners).

Look how I gained 4x the value in points charging parking charges on Chase Business Preferred vs my Delta Amex.

Notably, this card also provides primary rental car insurance when you are renting for business purposes. To me, that’s a great benefit.

The signup bonus, even at 80,000 URs, is worth $1,000 if it’s your only Ultimate Rewards account. It goes to $1,200 in base value if you have a Reserve card.

Recently, Chase sweetened the signup bonus to 100,000 URs, but ONLY if you have a Business Relationship Manager in a branch. I stopped into to a few branches around NYC to see if there was a way to get the 100,000 points otherwise and, while anecdotally a few people around the Internet have gotten it processed just by speaking with a Business Relationship Manager (and that IS worth a shot), it’s not super likely to work. Though if you are looking for the card and have a Chase branch around, why not give it a shot?

Note: This card IS subject to Chase’s 5/24 rule, so you won’t be approved if you’ve gotten more than 5 credit cards (any issuer) in the past 24 month.

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