Both the Chase Ink Business Cash® and Chase Ink Business Unlimited® are no annual fee small business credit cards.
Now, you can choose either the Chase Ink Cash or Chase Ink Unlimited and get 90,000 Chase Ultimate Rewards points when you spend $6,000 in 3 months.
NOTE: If your first reaction is that you don’t qualify for a business credit card, that is very likely not true! Read this article on qualifying for a business credit card without a full-on business.
So you get 15,000 more points AND have $1,500 less to spend.
Notably, if you have applied for this offer in the last month or so, Chase is matching the points part of the offer. So, you’d still have to spend the $7,500 you agreed to, but they’ll kick in the 15,000 bonus points. That’s not an official statement from Chase, but it is what many, many readers and group members have reported.
For both of these cards, the points you earn are equal to 1 cent in cash back unless you also have a Chase Sapphire Preferred®, Chase Sapphire Reserve®, or Chase Ink Business Preferred® card.
If you do, you can transfer these points to those cards and spend them as normal (MilesTalk expects you can easily get 1.75 cents per Ultimate Rewards point in value by using their air and hotel transfer partners like United and Hyatt). That can make this bonus worth over $1,500 easily.
A quick summary of why you might choose one card over the other:
In this article
Chase Ink Business Cash®
- The Chase Ink Business Cash earns 5x Ultimate Rewards points on up to $25,000 annually at office supply stores and on internet, cable, and phone services as well as 5X points on Lyft rides as well as 2x on up to $25,000 annually at gas stations and restaurants. Gift cards purchased at an office supply store counts, so that means 5X Ultimate Rewards towards purchases like Amazon, Starbucks, etc.
Chase Ink Business Unlimited®
- The Chase Ink Business Unlimited earns a flat 1.5X Ultimate Rewards points on every purchase. It’s a good card to combo with other Chase Ultimate Rewards cards. When there’s no bonus category, use the Chase Ink Unlimited.
If you have any questions at all, please comment below and I’ll get back to you as soon as possible.
- How to apply for the Chase Ink Business Cash 90,000 point bonus offer
- How to apply for the Chase Ink Business Unlimited 90,000 point bonus offer
(Both links support MilesTalk. Thank you!)
Need to pause and learn more about the Chase Ultimate Rewards ecosystem and how to use them? We have a Chase Ultimate Rewards Guide.
Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group.
And if this post helped you, please consider sharing it!
You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
I applied for Chase Ink Business Cash and got bonus in 1/2022 am I eligible for bonus again?
Also Chase Ink Bus Unlimited I got bonus in 1/2019 so I should be eligible for bonus again…right?
You are 100% good for the Unlimited if it’s not open.
Rumor is that you can get multiple Ink Cash cards – I do not see the 24 month restriction in the offer language, however, it’s been in the Ink cards previously so I can’t guarantee.