chase ink 90,000 point bonus

This offer has been available in-branch only for a couple of weeks, but now it’s open to everyone online and wow is it a great deal.

Both the Chase Ink Business Cash® and Chase Ink Business Unlimited® are no annual fee small business credit cards.

NOTE: If your first reaction is that you don’t qualify for a business credit card, that is very likely not true! Read this article on qualifying for a business credit card without a full-on businesses.

For the last couple of years, the bonus offer on both has been $750 given as 75,000 Ultimate Rewards points when you spent $7,500 in 3 months. It was a great deal even at that offer, but it’s gotten significantly better.

Now, you can choose either the Chase Ink Cash or Chase Ink Unlimited and get 90,000 Chase Ultimate Rewards points when you spend $6,000 in 3 months.

So you get 15,000 more points AND have $1,500 less to spend.

Notably, if you have applied for this offer in the last month or so, Chase is matching the points part of the offer. So, you’d still have to spend the $7,500 you agreed to, but they’ll kick in the 15,000 bonus points. That’s not an official statement from Chase, but it is what many, many readers and group members have reported.

For both of these cards, the points you earn are equal to 1 cent in cash back unless you also have a Chase Sapphire Preferred®, Chase Sapphire Reserve®, or Chase Ink Business Preferred® card. If you do, you can transfer these points to those cards and spend them as normal (MilesTalk expects you can easily get 1.75 cents per Ultimate Rewards point in value by using their air and hotel transfer partners like United and Hyatt). That can make this bonus worth over $1,500 easily.

A quick summary of why you might choose one card over the other:

Chase Ink Business Cash®

  • The Chase Ink Business Cash earns 5x Ultimate Rewards points on up to $25,000 annually at office supply stores and on internet, cable, and phone services as well as 5X points on Lyft rides as well as 2x on up to $25,000 annually at gas stations and restaurants. Gift cards purchased at an office supply store counts, so that means 5X Ultimate Rewards towards purchases like Amazon, Starbucks, etc.
    chase ink cash
    Chase Ink Business Cash

Chase Ink Business Unlimited®

  • The Chase Ink Business Unlimited earns a flat 1.5X Ultimate Rewards points on every purchase. It’s a good card to combo with other Chase Ultimate Rewards cards. When there’s no bonus category, use the Chase Ink Unlimited.
    chase ink unlimited
    Chase Ink Business Unlimited

If you have any questions at all, please comment below and I’ll get back to you as soon as possible.

(Both links support MilesTalk. Thank you!)

Need to pause and learn more about the Chase Ultimate Rewards ecosystem and how to use them? We have a Chase Ultimate Rewards Guide.

Thoughts?

Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group.

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at the South by Southwest festival, my love of the game intensified and this blog was born.

2 COMMENTS

  1. Hi

    I applied for Chase Ink Business Cash and got bonus in 1/2022 am I eligible for bonus again?

    Also Chase Ink Bus Unlimited I got bonus in 1/2019 so I should be eligible for bonus again…right?

    • You are 100% good for the Unlimited if it’s not open.

      Rumor is that you can get multiple Ink Cash cards – I do not see the 24 month restriction in the offer language, however, it’s been in the Ink cards previously so I can’t guarantee.

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