chase ink 90,000 point bonus

Both the Chase Ink Business Cash® and Chase Ink Business Unlimited® are no annual fee small business credit cards.

Now, you can choose either the Chase Ink Cash or Chase Ink Unlimited and get 90,000 Chase Ultimate Rewards points when you spend $6,000 in 3 months.

NOTE: If your first reaction is that you don’t qualify for a business credit card, that is very likely not true! Read this article on qualifying for a business credit card without a full-on business.

We last saw this offer in October 2022 and it sure was popular!!

Notably, if you have applied for this offer in the last month or so, Chase seems to be matching the 15,000 extra points. That’s not an official statement from Chase, but it is what many, many readers and group members have reported since the offer went “unofficially live” a bit earlier. 

For both of these cards, the points you earn are equal to 1 cent in cash back unless you also have a Chase Sapphire Preferred®, Chase Sapphire Reserve®, or Chase Ink Business Preferred® card.

If you do, you can transfer these points to those cards and spend them as normal (MilesTalk expects you can easily get 1.75 cents per Ultimate Rewards point in value by using their air and hotel transfer partners like United and Hyatt). That can make this bonus worth over $1,500 easily.

A quick summary of why you might choose one card over the other:

Chase Ink Business Cash®

  • The Chase Ink Business Cash earns 5x Ultimate Rewards points on up to $25,000 annually at office supply stores and on internet, cable, and phone services as well as 5X points on Lyft rides as well as 2x on up to $25,000 annually at gas stations and restaurants. Gift cards purchased at an office supply store counts, so that means 5X Ultimate Rewards towards purchases like Amazon, Starbucks, etc.
    chase ink cash
    Chase Ink Business Cash

Chase Ink Business Unlimited®

  • The Chase Ink Business Unlimited earns a flat 1.5X Ultimate Rewards points on every purchase. It’s a good card to combo with other Chase Ultimate Rewards cards. When there’s no bonus category, use the Chase Ink Unlimited.
    chase ink unlimited
    Chase Ink Business Unlimited

If you have any questions at all, please comment below and I’ll get back to you as soon as possible.

(Both links support MilesTalk. Thank you!)

Need to pause and learn more about the Chase Ultimate Rewards ecosystem and how to use them? We have a Chase Ultimate Rewards Guide.


Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.



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