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The Blue Business Plus Credit Card from American Express is a “staple” card for pretty much anyone that can qualify for a business credit card.

Amex Blue Business Plus
Amex Blue Business Plus

It’s a super simple card, earning 2X American Express Membership Rewards points on all spend, no bonus categories to
remember at all (making it great for any expense not in any other bonus category.

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

Amex Blue Business Plus 15,000 Point Welcome Bonus Offer

Historically the public welcome bonus on this card has ranged from no points at all to 10,000 points for $3,000 in spend, and historically by referral from another Amex cardmember you’ve been offered 10,000 points for $3,000 in spend. It may have offered a 20,000 point public offer when it first launched, but that was quite some time ago.

They’ve raised the referral offer now to 15,000 bonus Membership Rewards for $5,000 in spend, making it a great time to get this card if you’ve never had it before and can easily spend $5,000 in 3 months.

(Note: there was apparently a very targeted offer for 20,000 for $3,000 spend recently, so that is worth checking also. See this DoC post.)

Whatever you do, do not “self-refer” yourself to this card. Amex has been clawing back those bonuses and even banning people from being able to refer again in the future. Use the referral of someone you know or you can use mine.

Also remember that the referring cardmember will get a 1099 for the referral points, valued at a penny each. So you’d get a 1099 for $150 for each successful referral. A cardmember can earn up to 55,000 points for referring per year on this card. The person applying for a new card does NOT receive a 1099 for the bonus points.


Hat Tip to Danny Deal Guru for noticing the increased bonus offer.


Ask me here, on Twitter, or in the private MilesTalk Facebook group.

You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Pointsis available on Amazon and at major booksellers.

I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.


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