hilton amex credit cards

This. This is the time to grab a Hilton Honors Surpass® Credit Card or the The Hilton Honors American Express Business Card.

Why?

Because the Welcome Bonus offers that started today include the coveted Free Night Awards. These are now valid ANY day of the week and are valid for ANY standard reward night (even if that standard reward night would cost 150,000 points, like at the amazing Waldorf Astoria Pedregal in Cabo.

This is also the first time I can recall (I may be mistaken!) that the base level no-annual fee Hilton Honors American Express Card comes with a Free Night Reward. With one of these Reward certs easily worth $1,000 used wisely, you’re getting that AND 70,000 Hilton Honors points worth about $350 as well.

That means you are getting a welcome bonus on a NO ANNUAL FEE card worth over $1,000!! Insane. 

hilton business credit card

On the The Hilton Honors American Express Business Card, with a $95 annual fee, you make that annual fee back pretty quickly with 150,000 Hilton Honors points worth about $750 + the Free Night Reward worth up around $1,000 used wisely – or a total bonus worth around $1,750 on a card with just a $95 annual fee.

And the Surpass is similar to the Business card, but with 130,000 points on offer for $2k in spend vs 150,000 points for $4k in spend (within 3 months)

Here’s how the old and new offers stack up:

(Old offer on the left; new/current offer on the right!)

Hilton Honors American Express Card (How to Apply) Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Earn 70,000 Hilton Honors Bonus Points + a Free Night Reward after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Offer expires 7/19/2023.
Hilton Honors Surpass® Credit Card (How to Apply)

(Non-affiliate referral link)

Earn 130,000 Hilton Honors Bonus Points
after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership.
Earn 130,000 Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 3 months of Card Membership. Offer ends 7/19/2023
The Hilton Honors American Express Business Card (How to Apply) Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership. Earn 150,000 Hilton Honors Bonus Points & a Free Night Reward after spending $4,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership. Offer ends 7/19/23.

 

Without question, if you want one of these cards, now is the time to apply. If there were any of these that I didn’t have yet (since you can only get these bonuses once per lifetime per card, I’d be jumping on this like a trampoline.

Someone will ask if the bonus on the amazing Hilton Honors Aspire® Credit Card now includes an EXTRA Free Night Award with the Welcome Bonus (since it always comes with one when you get the card, just not as part of the Welcome Bonus per se), but no, it does not. And I’m quite sure it never will as it’s just too good of a card. Amex hardly needs to push it that hard when the benefits and credits so vastly exceed the annual fee.

Thoughts?

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

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All information about the Hilton Honors Surpass® Credit Card has been collected independently by MilesTalk

8 COMMENTS

  1. Thanks for sharing! If you have one of these cards already, can you apply for the other 2 and still get the FNC and SUB?

  2. Unlike the Aspire card, the Surpass and Business cards require a minimum $15,000 spend in order to earn the free night.

    • Hi Diane. I think you are confusing the ongoing card benefits with these Welcome Bonus offers.

      If you apply for the Hilton Business card and spend $4,000 within 3 months you will get both 150,000 points AND a Free Night Reward. It’s part of the bonus offer. Were you to spend a further $11,000 within 2023, you would also get a second Free Night Rewards for hitting the $15,000 in spend.

      I hope that’s clear. Let me know if it’s not.

  3. I have the $0 fee card. When I’m logged into that account, upgrade offers for the $95 and $450 fee accounts do not include the points bonus or free night bonus.

    $95: “Earn even more perks with the Hilton Honors American Express Surpass® Card! Enjoy complimentary Hilton Honors Gold status‡, plus get a Free Weekend Night Reward after you spend $15,000 on eligible purchases in a calendar year.”

    $450: “Earn even more perks with the Hilton Honors Aspire Card! Enjoy complimentary Hilton Honors Diamond status‡ and up to $250 in Hilton Resort statement credits‡. Plus, get a weekend night reward‡ upon renewal of your Hilton Honors Aspire Card and earn an additional one after you spend $60,000 on purchases on your Card in a calendar year.”

    • Hey Mike – I’m not sure if there was a question there, but it is correct that these offers are for new cardmembers only, not upgrades.

      Hilton does sometimes have points to upgrade offers on Hilton cards (never with Free Nights attached, though) but you want to get the bonus on all 4 cards at least once each. After that you can only hope for upgrade offers.

  4. Thanks for sharing Dave. Unfortunately, it says because I already have the Hilton Aspire card I am not eligible for the signup bonus on the Surpass. I tried the no-fee basic Hilton Honors card but that one it said I am not eligible for the bonus based on various factors. I know it’s not a credit score or income issue. Any idea what other factors impact bonus eligibility? I primarily put most of my spend on Chase cards so is it a lack of spend on Amex cards?

  5. Any chance you took a screen shot of where it specifically said no Surpass bonus if you have an Aspire? That would be quite new and I haven’t heard of it. You should be able to (at least you used to be able to) get a new bonus on each one. To your second question, yes, it’s lack of spend on your existing Amex cards. They want more swipe fees before they’ll pay for another bonus.

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