citi strata premier and prestige cash back from 1 cent to 0.75 cents
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I was able to pretty much piece together which cards would be affected and which would not just by using a rule of thumb of “is the card marketed as earning cash back or points?”

But it does get a bit blurry with points pooling and the fact that with Citi, you always get the best features of all of your cards when they are pooled in one ThankYou account. So, I wanted to confirm with Citi directly.

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citi strata premier
Citi Strata Premier

They tell me:

Citi Strata Premier and Citi Prestige cardmembers were informed this week of an upcoming change to our cash back redemption program, however, this change will not go into effect until August 24, 2025. Cardmembers can continue to take advantage of the current redemption value for cash back until then. For Citi Strata Premier and Citi Prestige cardmembers, the cash back redemption value for 10,000 ThankYou Points will be updated from $100 to $75. This change is related only to Citi Strata Premier and Citi Prestige cards.
 
Citi Strata Premier and Citi Prestige cardmembers that also have a Citi Double Cash Card or Citi Custom Cash Card are able to redeem cash back at the 10,000 ThankYou Points to $100 value if their ThankYou accounts are combined.
 
Of course, that left me wondering about two specific cards. One is the Rewards+ (a fan favorite for the 10% yearly points rebate of up to 10,000 per year on redemptions) and the other is one we points people never discuss called the AT&T Points Plus.
 
The cash back redemption values for the Citi Rewards+ Card and the AT&T Points Plus cards are 10,000 ThankYou Points to $50.
 
Bottom line?
 
You need a Double Cash® or Custom Cash® to cash out at the 1 cent per point value from a Citi Strata Premier℠ or Citi Prestige.
 
A Citi Rewards+® card (or AT&T Points Plus card) won’t cut it.

Questions?

Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.

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Dave Grossman
Dave Grossman
https://milestalk.com
I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! Several years ago, I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at the South by Southwest festival, my love of the game intensified and this blog was born. Since then, I've written my book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points (2nd Edition) - (author profile), give seminars on miles and points all over the world, and occasionally write for publications such as Frommer's and Forbes Advisor.
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2 COMMENTS

  1. Hi! My husband and I HAVE Citi Strata Premier and Citi Prestige cards. Should we apply for one of the cash cards in order to still get $100 for 10,000 thank you points?

    Thanks,
    Serena

    • Hi Serena,

      A true MilesTalker should be transferring those points to travel partners to max out value 🙂 But you should probably have a Double Cash for non bonus category spend anyway 🙂

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