Credit Card Points (Chase/Amex/Citi), Uber

The Uber credit card may be worth watching – Points may be transferable

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I wasn’t initially very impressed by the announcement of an Uber credit card by Barclaycard.

UPDATE: The application link is now live:

💳 If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

Designed as a cash back card, it does have some interesting earning schemes:

  • 4% cash back on dining including UBER Eats
  • 3%cash back on airlines, hotels and AirBnB/Homeaway, etc
  • 2% cash back on UBER rides, online purchases and subscriptions; and 1 percent cash back on all other purchases.
  • Cell phone insurance included when you pay the bill with your card

There’s no annual fee and no foreign transaction fees.

My first thought was “who needs this?”  I already have the Chase Sapphire Reserve which earns 3x Ultimate Rewards on dining and can therefore be redeemed for travel at an effective 4.5% cash back (since travel can be redeemed at 1.5 cents per point).  I also get 3x points (4.5% effective cash back on travel. 2% cash back on online purchases? That’s great – but I already have a Citi DoubleCash if I want straight 2% cash back. And my Chase Business Preferred already gives me cell phone insurance.

All of that said, my Reserve does have a $450 annual fee (really $150 after the super easy to use $300 annual travel credit) but the thing that perked up my ears?

According to a NY Times article, the points may become transferable to airline programs in 2018.


I’m not going to get the card now speculatively but I’ll be keeping my eye on it. A no annual fee card with 4% back on dining, 3% on travel and 2% online – transferable to frequent flyer miles? That would be a YES.

H/T to Chuck @ DoctorofCredit for noticing the bit about points transfers in 2018

Would you consider the Uber credit card? Let me know here, on Twitter, or in the private MilesTalk Facebook group.