dell saks rakuten

Up to 20% Back at Rakuten Today Only

If you have an American Express Platinum Card, you have a bi-annual (once Jan-June and once July-Dec) $50 credit to use at Saks. And if you have an American Express Business Platinum Card, you have a bi-annual $100 credit to use at Dell.

The best time to go on those shopping trips is when you can also earn additional points or cash back via a shopping portal.

Today only, Rakuten is offering 20% back (or 20X Amex Membership Rewards points) at Saks and 15% back (or 15X points) at Dell.

Referral Bonus Offer: $30 / 3,000 Points

On top of that, if you don’t yet have a Rakuten account, you can get 3,000 bonus Membership Rewards points after you spend your first $30 via Rakuten. It’s like any shopping portal – just click through to track the purchase and then checkout however you’d like.

If you already have an account, refer your friends by May 13th to get them 3,000 bonus Membership Rewards points while earning 3,000 yourself.

rakuten ebates 3,000 membership rewards
$30 or 3,000 bonus Amex points with a new Rakuten referral

Earn Amex Membership Rewards Instead of Cash Back

If you don’t already know, you have the option to earn American Express Membership Rewards points instead of cash at Rakuten (formerly Ebates) at an even 1:1 ratio. Since Amex points are worth more than a penny each (I value Amex points at 1.7 cents each).

So in an example where you earn 10% cash back on a $100 purchase, you can earn 1,000 points instead. Given my approximate 1.7 cent value per point, I look at this as getting ~$17 cash back instead of just $10.

Even if your account is set to earn points instead of cash, you can change your mind and switch over to a check or PayPal deposit of cash, so you aren’t locked in for life to the points.

You should always be using a cashback or mileage / points portal for all of your online shopping anyway. If you aren’t already in the Rakuten ecosystem, now is the time.

American Express Rose Gold Card
Get 60,000 Bonus Membership Rewards points after spending $4,000 on purchases within the first 6 months on an American Express® Gold Card or Rose Gold Card. Earn 4X points on dining and U.S. supermarkets (up to $25,000 annually, then 1X) plus get $10 monthly dining statement credits and $10 in monthly Uber Cash. Terms apply. Get This Offer

Thoughts?

Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

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