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If you have The Platinum Card® from American Express or The Business Platinum Card® from American Express, then you have some credits to use, and you’ll earn an extra 15% today to do so.

With the The Platinum Card® from American Express, you get $100 in annual Saks Fifth Avenue shopping credits per year ($50 January-June and $50 July-December) as statement credits (Enrollment required).

With the The Business Platinum Card® from American Express, you get $200 in Dell statement credits twice annually, up to $400 total (Jan-June and July-Dec; Enrollment required / terms apply).

And today, our friends at Rakuten will give you 15X American Express Membership Rewards points (or 15% cash if you have your account set to that rather boring option!) back when you click through the Rakuten portal link.

If you used your full $200 Dell credit on the Business Platinum today, you’d also earn an additional 3,000 Membership Rewards points!

Put another way, MilesTalk values American Express Membership Rewards at 1.7 cents each.

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With 15X points, this amounts to a 25.5% effective return on spend.

Even better, if you somehow don’t already have a Rakuten account, you’ll get an extra 4,000 Membership Rewards points when you join using my referral link. You just have to make a qualifying purchase of $40 or more within 90 days, which is done today if you take advantage of the above deals.

BONUS: There are new Amex Offers out today for Dell. On my Business Platinum, I got 10% off, up to $1,100, by September 1. That essentially makes my free Dell credit $440 for the year, since the dividing line for using each set of credits is July 1…


Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.


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