American Express, Chase, Delta Air Lines, United Airlines

United and Delta both launch new no-fee credit cards

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Interesting timing, but both airlines launched new no-fee “lite” versions of their credit cards this week.

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The United card is called the United℠ TravelBank Card and earns 2% of your monthly spend on United tickets and 1.5% on everything else as a sort of cash back – but it’s deposited straight into your United Travel Bank. So it’s a 1.5-2% cash back card that can ONLY be spent on United flights.

The card has no foreign transaction fee and no annual fee.

The current sign up offer is $150 in TravelBank cash after you spend $1,000 in your first 3 months.

The Delta card is called the Blue Delta SkyMiles® Credit Card from American Express.  Perks of the card include no annual fee, 2 miles per dollar on restaurants and on Delta purchases, and a 20% discount on in-flight purchases on Delta flights.

The welcome offer is 10,000 bonus miles after spending $500 in purchases in your first 3 months.

My take on these cards:

I think they will only appeal to a small subset of miles collectors.

We don’t yet know if the United card is subject to 5/24, but for such a small bonus it doesn’t seem worthwhile. You can just get a Citi Double Cash card and earn 2% into your bank account so I’m not sure why you’d want 1.5% that you can only spend on United. If the card is subject to 5/24 it definitely would not be the United card to get due to the small bonus. If it’s not, then I guess it’s $150 in free flights… The United cards with annual fees can have signup bonuses as high as 70,000 miles.

It’s nice to have a fee-free Delta option again and the 2 miles per dollar on restaurants is an interesting feature, given that the Delta cards with hefty annual fees, including the Gold, Platinum, and Reserve cards only give one mile per dollar. I assume those cards will be in for some refreshes since it wouldn’t make sense to lag the no-fee card.  If you are over 5/24, the Delta card is an easy way to net 10,000 bonus miles.

As a reminder, I keep current credit card offers on the travel rewards credit card page (and earn a commission if you apply through those links, which I greatly appreciate). There is a section for Travel/Airline Cards.

Will you be applying for either of these cards? Let me know here or in the private MilesTalk Facebook group.