You’ll be inundated with articles about specific deals over the next two days about Prime Day which is on now Tuesday July 16 and runs through Wednesday the 17th.
I just want to remind you of one thing.
“Pay with a Point” deals are on! For sure, American Express has an offer on now. Just last night I registered and got 15% off up to $15 while my wife got 40% off up to $40. Now that’s a sweet one. We got a Ring Camera that was originally $99 on sale for $55 for $20 out the door!
So here are all the links to check right now what you are targeted for. Add the offer and you’re all set for tomorrow.
In this article
American Express Membership Rewards “Pay One Point”
See if you are targeted. Deal varies by account. Last reported active – July 2024
Capital One “Pay One Point”
This may actually require 625 miles to be used rather than one. Discount will vary. New as of July 2024.
Chase Ultimate Rewards “Pay One Point”
See if you are targeted. Deal varies by account. Last reported active – Nov 2023
Discover “Pay One Point”
See if you are targeted. Deal varies by account. Last reported active – Apr 2024
Citi ThankYou “Pay One Point”
See if you are targeted. This may not currently be active but it’s worth checking.
What Can You Buy?
Next, be SURE the item(s) you pick are sold and shipped by Amazon.com, else it won’t work.
Third party gift cards sold by Amazon historically worked, but I’m hearing they might no longer work. You can try and see.
(We may earn a commission on items purchased from Amazon when you use our links. Thanks for your support if you do.)
Note that since 2023, there’s one notable (negative) change.
Some accounts are getting targeted for a poor offer for the first time ever – 15% off, up to $15, when you use 714 points a.k.a. $10 worth of points at their rate. Why $10? Because you don’t even get 1 cent per point at Amazon! So with the average point worth about 1.7 cents, you will come out at best even and at worst a bit behind – unless you don’t redeem those points for travel anyway, in which case it actually is a good deal! This seems to only affect Amex deals.
How to Checkout
Then, at checkout, make sure your Amex / Chase / Citi / Discover card is set for the payment method. At that point it will default to using points for the whole purchase. Change that.
You want to use *one point* for one cent off. (Don’t use more as the rate they give you per point is not very good, unless you are caving into that 714 point offer.). Discover requires paying with your cash back ponts.
If the rest was done properly, you’ll see the discount off reflected on your checkout page.
IMPORTANT NOTE: The next time you checkout, be sure you aren’t paying with all point by default as Amazon changes your default payment method.
Just Looking to Support MilesTalk?
Here is a direct affiliate link to shop that supports MilesTalk
(We may earn a commission on items purchased from Amazon when you use our links. Thanks for your support if you do.)
Questions?
Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.
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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
