Chase Freedom Flex cardholders already get 5% total in rewards in the 4th quarter for spend via PayPal or at Walmart, up to $1,500 in spend as long as they registered. The Freedom Flex has rotating bonus categories each quarter.
But Danny Deal Guru learned that there’s an additional bonus going on in the 4th quarter, and those that registered for the rotating bonus categories are automatically enrolled.
With the Top Spend bonus, described on the Chase website here, you will get get an additional 5 points per dollar spend in whatever you spend the most in in the 4th quarter (up to $1,500) on:
Travel (including Transit), Dining, Home Improvement Stores, Grocery Stores (not including Target and Walmart purchases), Drugstores, Gas Stations, Select Live Entertainment, Select Streaming Services, Fitness Clubs.
If your “Top Spend” category earns a bonus already, this will stack, but note that the 5X rotating quarterly is actually 4 extra points on top of the base point and, for instance, dining is 2 extra points (for 3X total). So if you spent $1,500 on dining, you would earn 7X total points (1X for base, 2X for dining bonus points, and 4X for the Top Spend bonus. (Again, the Top Spend is +4 bonus points for a total of 5X including your base point).
If you, for example, spend $1,500 at a home improvement store using PayPal, you would earn 1 base point + 4X PayPal bonus+ 4X Top Spend for 9X total.
If you max out both the rotating 4th quarter category and the Top Spend bonus, you’d be nabbing an extra 12,000 bonus points (between all bonuses)!
If you stack this with the new cardmember bonus that includes 5X on grocery store purchases on up to $12,000 spent in the first year, this stacks with that too….
More about: Chase Freedom Flex
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