What a time to be living through. While it seems almost odd to write something not about COVID19, at the same time, it can’t be all we talk about 24/7. And at the same time, this ties into our current increased spending at supermarkets preparing to weather the storm.
For the uninitiated, the Chase Freedom Credit Card is an essential part of what is known as the Chase Trifecta.
The trifecta includes either the Chase Sapphire Preferred or Chase Sapphire Reserve, the Chase Freedom Unlimited, and
the Chase Freedom. This allows you to have the ability to transfer points to airlines and hotels (Preferred / Reserve), the ability to earn 1.5X points on non-bonused spend (the Unlimited), and then 5X points on rotating quarterly rotating bonus categories with the Chase Freedom.
In this article
The Chase Freedom quarterly categories for April 1 – June 30, 2020 are as follows:
5X Chase Ultimate Rewards Points (for up to $1,500 in total spend) on:
- Grocery stores
- Gym membership
- Fitness clubs
It will certainly be easy to max out the $1,500 quarterly max at supermarkets. Remember that grocery stores sell gift cards, and you can almost always find gift cards for stores you’d use anyway. This way you just get more rewards.
I know I’ve spent a ton on groceries the last week. May as well get 5%. (Though not until April 1st).
If you already have the card, just head here to register.
If you don’t, you’ll first need to get the card and then you’ll be able to register.
It’s generally advised to max out the quarterly categories one way or another, as the only other way to earn 5X Chase points is from buying Office Supplies (for instance, gift cards) with the Chase Ink Business Cash.
Do you max out your Chase Freedom rotating categories each quarter?
Let me know here, on Twitter, or in the private MilesTalk Facebook group.
You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? The MilesTalk “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
I can never max out when grocery stores are in the category. Only game in town is Wal-Mart and despite NHMs coding on the VISA Supplier Locator as grocery, they still don’t count….