While I’m not necessarily advocating redemptions in this manner, more options are always better. If you have your eyes on an Apple product, know you can’t get it discounted anywhere or get points or cash back via a portal (which is the case on the newest items) AND have an excess of Ultimate Rewards points, you might consider this option which is roughly the same as using Pay Yourself Back for Apple (although without earning points for the purchase).
Per Chase
Beginning today, Monday, November 1st, Chase is reintroducing its Apple offer to cardmembers, giving them the ability to redeem points for up to 50% more value when purchasing Apple products through the Apple Ultimate Rewards® store. Details of the offer include:
Freedom, Freedom Unlimited, Freedom Flex, and Freedom Student
- Starting Nov. 1 – Nov. 30, 2021: Points are worth 10% more when redeemed for Apple products through Ultimate Rewards
Sapphire Reserve
- Starting Nov. 1 – Nov. 30, 2021: Points are worth 50% more when redeemed for Apple products through Ultimate Rewards
JPMorgan Reserve
- Starting Nov. 1 – Nov. 30, 2021: Points are worth 50% more when redeemed for Apple products through Ultimate Rewards
Sapphire Preferred
- Starting Nov. 1 – Nov. 30, 2021: Points are worth 25% more when redeemed for Apple products through Ultimate Rewards
Ink Business Cash, Ink Cash and Ink Business Unlimited:
- Starting Nov. 1 – Nov. 30, 2021: Points are worth 10% more when redeemed for Apple products though Ultimate Rewards
Ink Business Preferred and Ink Plus
- Starting Nov. 1 – Nov. 30, 2021: Points are worth 25% more when redeemed for Apple products though Ultimate Rewards
Chase Sapphire Preferred® Card ENDS by NOV 14, 2024: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Plus, get up to $300 in Chase Travel statement credits in the first year of account opening for any purchases made on Chase Travel. How to apply for this offer.
Thoughts?
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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
