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While I’m not necessarily advocating redemptions in this manner, more options are always better. If you have your eyes on an Apple product, know you can’t get it discounted anywhere or get points or cash back via a portal (which is the case on the newest items) AND have an excess of Ultimate Rewards points, you might consider this option which is roughly the same as using Pay Yourself Back for Apple (although without earning points for the purchase).

Per Chase

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

Beginning today, Monday, November 1st, Chase is reintroducing its Apple offer to cardmembers, giving them the ability to redeem points for up to 50% more value when purchasing Apple products through the Apple Ultimate Rewards® store. Details of the offer include:

Freedom, Freedom Unlimited, Freedom Flex, and Freedom Student

  • Starting Nov. 1 – Nov. 30, 2021: Points are worth 10% more when redeemed for Apple products through Ultimate Rewards

Sapphire Reserve

  • Starting Nov. 1 – Nov. 30, 2021: Points are worth 50% more when redeemed for Apple products through Ultimate Rewards

JPMorgan Reserve

  • Starting Nov. 1 – Nov. 30, 2021: Points are worth 50% more when redeemed for Apple products through Ultimate Rewards

Sapphire Preferred

  • Starting Nov. 1 – Nov. 30, 2021: Points are worth 25% more when redeemed for Apple products through Ultimate Rewards

Ink Business Cash, Ink Cash and Ink Business Unlimited:

  • Starting Nov. 1 – Nov. 30, 2021: Points are worth 10% more when redeemed for Apple products though Ultimate Rewards

Ink Business Preferred and Ink Plus

  • Starting Nov. 1 – Nov. 30, 2021: Points are worth 25% more when redeemed for Apple products though Ultimate Rewards

Chase Sapphire PreferredChase Sapphire Preferred Earn 60,000 bonus Ultimate Rewards points (worth up to $750 or more!) when you spend $4,000 in 3 months. How to apply for this offer.

Thoughts?

Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group.

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.

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