chase pay yourself back

While we’d previously been aware that Chase was extending the Pay Yourself Back feature (where you can cash in your points on a Chase Sapphire Preferred or Sapphire Reserve card in select categories at the same rate as using the travel portal), we weren’t sure if there would be new categories after April 30th, 2021.

Many people really like the ability to use PYB for groceries and dining, and many have been making plans to spend their points this way before April 30th.

That won’t be necessary now, though, as Chase is extending all of the existing Pay Yourself Back categories through September 30th, 2021. This extension will also apply to the ability to redeem at the higher rate for Chase Dining.

As well, you can still use your $300 annual travel credit towards gas station and grocery store purchases in addition to travel purchases through the end of 2021.

Below is the release from Chase:

  • Pay Yourself Back extending existing categories through September 30, 2021: Points are worth 25% or 50% more when redeemed for statement credits after using your card at grocery stores and dining at restaurants (including takeout and eligible delivery services) home improvement stores, and select charitable organizations.
  • Chase Sapphire Reserve $300 travel credit flexibility extending through December 31, 2021: Extending through the end of the year, gas station and grocery store purchases will continue to count toward earning the Sapphire Reserve Travel Credit.
  • Chase Dining redemptions worth 25% or 50% extending through September 30, 2021: Points are worth 25% or 50% more when Sapphire cardmembers redeem for purchases with Chase Dining – this includes takeout, pre-paid reservations, and more.  And as a reminder, Sapphire cardmembers can also earn 10x total points on purchases through Chase Dining in Ultimate Rewards up to $500 (through June 30, 2021) 


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