At the end of 2023 just into the start of 2024, Chase was offering $900 bonuses on both the Chase Ink Unlimited® and the Chase Ink Cash® after $6,000 in spend in 3 months (awarded as 90,000 points which are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred).
These offers were incredibly popular – our data showed they were easily the most popular offers of the entire period on Your Best Credit Cards – for a couple of reasons.
- No annual fee
- Most people that read this blog already have a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred – meaning that these points could be transferred to one of those cards and out to transfer partners like Hyatt.
- An introductory APR offer. Currently this is 0% Intro APR on purchases for 12 months, and 18.49%-24.49% thereafter. People like 0% Intro APR offers!!
- The Chase Ink Business Unlimited earns a flat 1.5X Ultimate Rewards points on every purchase, so it’s a good card to combo with other Chase Ultimate Rewards cards. When there’s no bonus category, use the Chase Ink Unlimited.
This time around the offer is limited to the Ink Unlimited and not the Ink Cash. That’s the only difference between the offer from last 2023 and this one.
Nothing has changed around these cards since then and so for the reason above, I think that many of you will be extremely excited about this offer. I know I am!
You’re eligible to apply as long as you are not at or over 5/24.
If you have any questions at all, please comment below and I’ll get back to you as soon as possible.
Thoughts?
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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
Is this one of those scenarios where you can downgrade or cancel the card if you already have it, and then reapply and get this offer? Thx
You are allowed more than one – say if you have two different business lines and want to track expenses separately. There’s no downgrade path since it’s already no-annual fee.
5/24 rule still applies even though it’s a business card?
Yes and no. Here’s the clarification- https://milestalk.com/chases-5-24-rule-the-most-common-point-of-confusion-with-business-cards/
Does the 5/24 rule apply to business cards?