In this article
Blue Cash Preferred
Welcome Bonus Offer: Get a $150 statement credit when you spend $3,000 in your first 6 months. Plus, get 20% back at Amazon.com – up to $200 within your first 6 months.
The $95 annual fee is also waived the first year. (Rates and Fees)
Blue Cash Preferred Card Features:
- Earn 6% cash back at US supermarkets for up to $6,000 in annual purchases; 1% thereafter.
- Earn 6% cash back on streaming services. Includes: Spotify, Netflix, Hulu, HBO, ShowTime, Pandora, Apple Music, and Amazon Music and Video (*Does not include Amazon Prime)
- Earn 3% cash back at US gas stations
- Earn 3% cash back on transit. Does not include cruises, airfare, or other standard “travel” categories.
- Earn 1% cash back on everything else
- 0% intro APR on purchases for 12 months. After that, your APR will be 13.99% to 23.99%, based on your creditworthiness and other factors as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.(Rates and Fees)
- $95 Annual Fee, waived the first year.
How to Apply for the Blue Cash Preferred
Blue Cash Everyday
Welcome Bonus Offer: Get a $100 statement credit when you spend $2,000 in your first 6 months. Plus, get 20% back at Amazon.com – up to $150 within your first 6 months.
Blue Cash Everyday Benefits
- 0% APR on new purchases for 15 months starting when you are approved for the Blue Cash Preferred. After that, your APR will be 13.99% to23.99%, based on your creditworthiness and other factors as determined at the time of account opening. This APR will vary with the market based on the Prime Rate. (Rates and Fees)
- Earn 3% cash back at US supermarkets for up to $6,000 in annual purchases
- Earn 2% cash back at US gas stations and certain US Department Stores
- Earn 1% cash back on everything else.
- No Annual Fee (Rates and Fees)
How to apply for the Blue Cash Everyday
Should you apply for either card?
The Welcome Bonus offers on both are very good, especially compared to their historical offers – especially if you’ve been eying one for the actual spending categories. Just be aware that neither card earns Membership Rewards points – they both earn straight cash back. But despite the name of this site, I know that many of you still love cold hard cash!
If I wanted either, I’d definitely go for the Blue Cash Preferred since it has the the higher welcome bonus, the annual fee is waived the first year, and you can always convert it later. Of course, you are also eligible to earn the bonus on each card, once per lifetime.
How to Apply:
Right here: Blue Cash Preferred or Blue Cash Everyday
Thoughts?
Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.
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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
The following American Express cards are mentioned in this article: Rates and Fees for the Blue Cash Preferred(R) Card from American Express | Rates and Fees for the Blue Cash Everyday ® Card from American Express
