I literally made myself a note about this when the new offer came out on the Chase Ink Unlimited® last month.
It’s a fantastic offer:
But here’s the thing….
At the time the offer came out, it was literally one day after the Chase Ink Business Preferred had an elevated offer end – and because it was a best ever offer, TONS of you went and applied for that offer in the waning days.
Now Chase has a policy that you can only apply for a Chase business credit card once per 30 days.
So most of you were locked out due to the previous Ink Preferred application!
It’s been over 30 days since you last could have applied for that elevated Ink Preferred offer so, if you haven’t applied for any other Chase business cards in the last 30 days, you are good to go.
And we don’t know how long this offer (which matches the best online offer ever) on the Chase Ink Unlimited® will last.
It doesn’t have a stated end date. But especially if you got the Ink Preferred, the Ink Unlimited is a perfect next card for your portfolio – especially with no annual fee and the ability to combine points to your ink Preferred (where you can then transfer out to airline and hotel partners or cash out in the Chase Travel portal for 1.25 cents per point).
Here’s a reminder on card benefits:
- No annual fee
- Most people that read this blog already have a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred – meaning that these points could be transferred to one of those cards and out to transfer partners like Hyatt.
- An introductory APR offer. Currently this is 0% Intro APR on purchases for 12 months, and 18.49%-24.49% thereafter. People like 0% Intro APR offers!!
- The Chase Ink Business Unlimited earns a flat 1.5X Ultimate Rewards points on every purchase, so it’s a good card to combo with other Chase Ultimate Rewards cards. When there’s no bonus category, use the Chase Ink Unlimited.
- Primary car rental CDW when booked on your card and driven for business purposes. (Coverage is secondary for New York State residents.)
Drop any questions below or in the MilesTalk Facebook group.
How to apply for the Chase Ink Business Unlimited 90,000 point bonus offer
Thoughts?
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Applied and got approved. I have the preferred and Cash as well and I got a call from chase asking me why am I applying for this card if i already have 2 business cards that i barely use. I told them sign up bonus. Does this ever become a problem? should i cancel the ones i don’t sue?
Congrats on the approval!
There’s no need to cancel cards you barely use, though if it’s been at least a year and really never use one, then no harm in cancelling although you may want to keep the Ink Preferred for the ability to use transfer partners.
I personally think everyone should have the trio of the Ink Preferred, Cash and Unlimited.
Also, most people would have explained they want the card for its unique benefits, in this case 1.5X on everything. And maybe you do! But if you’re approved, then you’re approved!