Chase Ink Preferred When Over 5/24?? Seems Possible!

There have been many reports online and via DM/PM to me of people saying they’ve been approved for the new Chase Ink Business Preferred® Credit Card bonus offer for 100,000 bonus Ultimate Rewards points when you spend $8,000 in 3 months, down from the old $15,000 minimum spend requirement, while being over 5/24.

Of course, 5/24 refers to having opened 5 or more personal credit cards in the past 24 months, in which case Chase won’t approve you for most credit cards, though Chase has notably made some other exceptions to the 5/24 rule in the last year, allowing some co-branded cards to bypass is. 

We’d also previously heard of some people getting approved for the Chase Ink Business Cash® Credit Card and the Chase Ink Business Unlimited® Credit Card during the last big bonus offer for 90,000 points, which has since ended. 

And don’t forget that you don’t need a traditional business to apply. Side hustle income counts as long as you know how to apply for a business credit card as a sole proprietor in the right way.

All of that said, with people reporting success at getting approved for the Ink Preferred 100,000 point bonus offer while at or over 5/24, so, if you want to give it a try, will you please be so kind as to comment as to your success or failure? 

You can either be the data point you want to see, or, well…. I guess you can wait for data points 😉 

Questions?

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards. 

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.