card match cardmatch

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The Platinum Card® from American Express generally offers 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership as its amex platinum cardwelcome bonus. But there’s a way that some people – from time to time – are targeted for a 150,000 point welcome bonus. Used well, those points are worth well over $2,000, so this is a fantastic deal – even with the high annual fee.

As well, some people are seeing the American Express® Gold Card with an offer for 90,000 Membership Rewards points after you spend $4,000 on eligible purchases within the first 6 months (vs the 60,000 normal offer with the same spend requirements).

How is this possible?

What is CardMatch?

Sometimes, the CardMatch tool provides that targeted offer you’ve been waiting for. CardMatch is a personalized credit card offer tool that various card companies use. You should know that it will ask for your SSN but that it’s doing only a soft inquiry and NOT a hard credit pull. Using the tool will not impact your credit in any way unless you choose to actually apply for a card.

Link to: CardMatch™

New 150,000 Point Platinum and 90,000 Point Gold CardMatch Offers Exist

Now, the CardMatch offers have gotten even higher.

I suggested that the reader check CardMatch, as there are reports of Amex targeting people for a welcome offer of 150,000 Membership Rewards points for $6,000 in spend over 6 months plus 10X points on up to $25,000 in spend at restaurants worldwide and to Shop Small – and that reader reported back that he indeed was offered that welcome bonus.

cardmatch 150,000 bonus points

Others are offered similar offers, but with 100,000 or 125,000 point welcome bonuses.

It seems that the *most likely* targets for this offer are those with 0-1 Amex card in total in their wallet, however, given the current situation, they may be more broadly targeting people that don’t already have the Platinum Card.

If you are offered the 150,000 point welcome bonus for an American Express Platinum Card or the 90,000 point welcome bonus for the American Express Gold Card, should you take it?

Yes, without question, it’s the best way to get up to 150,000 Membership Rewards points for the least required minimum spend – if it’s offered to you.

There are some amazing redemption opportunities with 100,000+ Amex points. With 125,000 total Amex points, for example, you could fly around the world in Business Class, up to 12 segments!, by transferring your points to ANA (a Japanese Star Alliance airline). Or for a 100,000 points, you could fly from the US to Europe round trip in First Class on AA using Etihad miles or in Delta One using Virgin points.

So yes, this is a GREAT deal.

Note that you’ll want to make sure that after submitting your info inside CardMatch you have “Show All Offers” checked on the left hand side, or the deal could be hidden from you.

This offer comes and goes regularly, so don’t think that if you are reading this post months or even years after the posting date, that it’s too late to check. It’s not.

If you are not familiar with the card, you can get more details on the fees and benefits of the American Express® Platinum card or the American Express® Gold Card / Rose Gold Card

Check if you are targeted for this offer at: CardMatch


Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at the South by Southwest festival, my love of the game intensified and this blog was born.


  1. Is the card match tool meant for one use? I used it today, but found my special offers were only available for 10 minutes. I didn’t want to jump into a new credit card so quickly. Can I use the tool again and still be targeted for special offers?


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