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The Platinum Card® from American Express generally offers 75,000 Membership Rewards points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership as its welcome bonus. But there’s a way that some people – from time to time – are targeted for a 125,000 point welcome bonus. Used well, those points are worth well over $2,000, so this is a fantastic deal – even with the high annual fee.
A bit more rare, some people are seeing the American Express® Gold Card with an offer for 75,000 Membership Rewards points after you spend $4,000 on eligible purchases within the first 6 months (vs the 60,000 normal offer with the same spend requirements).
In this article
What is CardMatch?
Sometimes, the CardMatch tool provides that targeted offer you’ve been waiting for. CardMatch is a personalized credit card offer tool that various card companies use. You should know that it will ask for your SSN but that it’s doing only a soft inquiry and NOT a hard credit pull. Using the tool will not impact your credit in any way unless you choose to actually apply for a card.
Link to: CardMatch™
I suggested to a MilesTalk reader recently that, based on their upcoming spend, they may want to look into an Amex Platinum card. I suggested that they check CardMatch, as late last year there were reports of Amex targeting people for a welcome offer of 100,000 Membership Rewards points for $5,000 in spend over 3 months – and that reader reported back that he indeed was offered that welcome bonus.
New 125,000 Point CardMatch Offer Exists
Now, the CardMatch offers have gotten even higher. I’ve had more than one person tell me that they got offered 125,000 Membership Rewards points for $5,000 in spend over 3 months.
It seems that the *most likely* targets for this offer are those with 0-1 Amex card in total in their wallet, however, given the current situation, they may be more broadly targeting people that don’t already have the Platinum Card.
If you are offered the 125,000 (or even 100,000 ) point welcome bonus for an American Express Platinum Card, should you take it?
Yes, without question, it’s the best way to get 125,000 Membership Rewards points for the least required minimum spend – if it’s offered to you.
There are some amazing redemption opportunities with 100,000+ Amex points. With 125,000 total Amex points, for example, you could fly around the world in Business Class, up to 12 segments!, by transferring your points to ANA (a Japanese Star Alliance airline). Or for a 100,000 points, you could fly from the US to Europe round trip in First Class on AA using Etihad miles or in Delta One using Virgin points.
So yes, this is a GREAT deal.
Note that you’ll want to make sure that after submitting your info inside CardMatch you have “Show All Offers” checked on the left hand side, or the deal could be hidden from you.
This offer comes and goes regularly, so don’t think that if you are reading this post months or even years after the posting date, that it’s too late to check. It’s not.
If you are not familiar with the card, you can get more details on the fees and benefits of the American Express Platinum card.
Check if you are targeted for this offer at: CardMatch
And if this post helped you, please consider sharing it!
You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.