citi rewards+
Want to discuss these deals? Apply to join the members-only MilesTalk Facebook group.
Advertising Disclosure: Links and credit card offers on this page may earn us a small commission. They never influence what we cover but they do keep the lights on. Learn More

Previously, I have written about the Citi Trifecta / Quadfecta that exists now that the Citi Double Cash credit card earns Citi ThankYou points. It requires a Citi Premier or Citi Prestige so that you can transfer your Double Cash points out to airline partners.

The Third Leg of the Trifecta – the Citi Rewards+.

The bonus offer for a Citi Rewards+ is 20,000 ThankYou points when you spend $1,000 within 3 months.

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

You can get this signup bonus even if you have gotten another ThankYou family card in the last 24 months, per new bonus eligibility rules uncovered by Doctor of Credit.

(Keep in mind that another Citi ThankYou bonus nuance is that you can also get a Citi Custom Cash regardless of recent Citi Premier or Citi Rewards+ bonuses.)

You could also convert any other personal Citi card you have had for over a year to a Rewards+, though you wouldn’t get the signup bonus in that case.

But WHY do you want the Rewards+ in your arsenal at all?

There are three simple reasons to have the Citi Rewards+ – One big and two small

Big: When combined with your Citi Premier or Citi Prestige and Citi Double Cash, you can EARN 2X points on everything (Double Cash) and then redeem them utilizing the benefits of your Citi Premier or Prestige (which allows you to transfer to airline partners) – and THEN also get 10% of your redeemed points rebated back to your account, on up to 100,000 of redeemed points a year because you hold the Citi Rewards+.

You see, the way Citi works is that if you combine all of your ThankYou earning cards under one ThankYou account you get the best benefits of all the cards.

The Citi Rewards+ has the benefit of getting back 10% of all redeemed rewards (up to 10,000 points per year on 100,000 points redeemed). So by having the Citi Rewards+, you can get up to 10,000 points rebated each year. If you are a heavy redeemer, this is essentially a 10,000 point bonus annually.

Small: The card has no annual fee, so you don’t even have to think about that.

Small: The Rewards+ card also automatically rounds up to the nearest 10 points on every purchase with no annual cap. Meaning that if you spend $10.01 on a purchase, you’d earn 110 points instead of 100. It’s not a huge boon unless you make a ton of small purchases, but it’s something extra.

As a Reminder

You cannot transfer points from the Rewards+ to airline transfer partners unless you also have a Citi Premier or Prestige card. So none of the above matters if you don’t additionally have the Premier or Prestige.

But if you do, it’s a worthy addition to your Citi card combo.

Citi Premier
Get 80,000 Citi ThankYou points when you spend $4,000 in 3 months. Using Turkish as a transfer partner, this could be worth 3 round trip domestic flights in Business Class or nearly enough for a roundtrip flight to Europe in Business Class! Get This Offer

Thoughts?

Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group.

And if this post helped you, please consider sharing it!

You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at the South by Southwest festival, my love of the game intensified and this blog was born.

LEAVE A REPLY

Please enter your comment!
Please enter your name here