Both the Chase Ink Business Cash® and Chase Ink Business Unlimited® are no annual fee small business credit cards.
Right now, you can choose either the Chase Ink Cash or Chase Ink Unlimited and get 90,000 Chase Ultimate Rewards points when you spend $6,000 in 3 months.
Points are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.
But according to the Chase website, these offers are ending soon –January 18th, at 9am EST to be exact… and you definitely don’t want to miss it given that it will likely return to its previous offer of just 75,000 points.
NOTE: If your first reaction is that you don’t qualify for a business credit card, that is very likely not true! Read this article on qualifying for a business credit card without a full-on business.
This offer returned the middle of last year and it’s been, by far, the most popular card at MilesTalk and Your Best Credit Cards ever since.
For both of these cards, the points you earn are equal to 1 cent in cash back unless you also have a Chase Sapphire Preferred®, Chase Sapphire Reserve®, or Chase Ink Business Preferred® card.
If you do, you can transfer these points to those cards and spend them as normal (MilesTalk expects you can easily get 1.75 cents per Ultimate Rewards point in value by using their air and hotel transfer partners like United and Hyatt).
That can make this bonus worth over $1,500 easily.
A quick summary of why you might choose one card over the other:
In this article
Chase Ink Business Cash®
- The Chase Ink Business Cash earns 5x Ultimate Rewards points on up to $25,000 annually at office supply stores and on internet, cable, and phone services as well as 5X points on Lyft rides as well as 2x on up to $25,000 annually at gas stations and restaurants.
Chase Ink Business Cash
Chase Ink Business Unlimited®
- The Chase Ink Business Unlimited earns a flat 1.5X Ultimate Rewards points on every purchase. It’s a good card to combo with other Chase Ultimate Rewards cards. When there’s no bonus category, use the Chase Ink Unlimited.
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Chase Ink Business Unlimited
If you have any questions at all, please comment below and I’ll get back to you as soon as possible.
- How to apply for the Chase Ink Business Unlimited 90,000 point bonus offer
- How to apply for the Chase Ink Business Cash 90,000 point bonus offer
(Both links support MilesTalk. Thank you!)
Need to pause and learn more about the Chase Ultimate Rewards ecosystem and how to use them? We have a Chase Ultimate Rewards Guide.
Thoughts?
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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
