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You’ve heard me talk (write) plenty about the offers in Atlantic City right now. If you have any of the right statuses to start with, you can get up to 5 free nights in Atlantic City this summer.

Ocean Resort AC
Ocean Resort Pool

And the Ocean is a beautiful casino hotel, especially for Atlantic City. But what about after this summer? And what if you don’t have one of the starting statuses to even get the free nights this summer?  How can the average Joe stay there for free – even in summer and even on Saturday night?

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

It’s pretty simple:

World of Hyatt points.

The Ocean Resort is part of Hyatt’s Unbound Collection. If they have a standard room available, which is a majority of the rooms, you can book one for points. There is also a Cash + Points option that has been available so far every day that points has been, though that could change.

The current rate, in points, is 12,000 World of Hyatt points per night. Here’s the cash rate and the points rate for this coming Saturday night:

Booking using points is simple. You just login to your Hyatt account, search for Atlantic City, select “Use Points” and book!

I hear you, though, you don’t have any Hyatt points.

YourBestCreditCards

No problem! Because Hyatt points are some of the easiest to come by. You can transfer Chase Ultimate Rewards points to your Hyatt account – instantly!

And you can transfer Chase Ultimate Rewards from three Chase cards:

Each of these cards has a rich signup bonus. The first two, of which you can only get one, have 50,000 point signup bonuses when you spend $4,000 in 3 months. The Chase Ink Preferred has an 80,000 point signup bonus when you spend $5,000 in 3 months. (See also: Chase Sapphire Reserve or Sapphire Preferred: Which is right for you?)

But there are other, no-annual fee, Chase cards that also earn Ultimate Rewards. These other cards can’t transfer to Hyatt on their own, but if you have one of the three cards above, you can combine points.

That means that you can collect points with a Chase Freedom, Chase Freedom Unlimited, Chase Ink Cash, or Chase Ink Unlimited – all of which have signup bonuses and no annual fee – and move those points over to a Reserve, Preferred, or Ink Preferred to transfer to Hyatt – 1 Ultimate Rewards point = 1 Hyatt point.


Finally, there is a new World of Hyatt credit card out that has a 60,000 Hyatt point signup bonus when you meet minimum spend requirements. That’s 5 free Saturday nights at the Ocean Resort. Although, maybe we can find you some better places to spend some of those new found Hyatt points…

Now, please don’t go nuts opening all of these cards. They are for you to select one or two from, not all!!

And if you are new to this, please read this post on Chase’s 5/24 rule and, if you’d like, Live Chat me or send me an email to ask for advice first.

Have questions? Let me know here, on Twitter, or in the private MilesTalk Facebook group.

New to all of this? My new “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available now.

yottaWhat is Yotta Savings?: The Yotta Savigs account is a really fun way to earn interest at a higher rate than Marcus while having some fun each night when the Yotta prize ball drops. Currently, the statistical odds imply a net savings rate of between around 1% and 3% - at a time when banks like Marcus are offering a paltry 0.5%. Plus, it's fun! | Read my review of Yotta.


I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.

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