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Wells Fargo sure has been sneaking around with new offerings.

We saw the launch of the Autograph Journey with a handful of transferable partners just last month and now they are out with a business credit card that earns 2% cash back with no annual fee and no limit on the cash back. MilesTalk group moderator AR caught it when signing into his WF account.

While most of us MilesTalkers are more interested in points, many business owners do love a good cash back card. 

And while this isn’t the first 2% card by a long shot, consider this – can you think of another small business 2% cash back card that has both no annual fee and no limit on earnings? I can think of one or the other, but not both. 

So, this is a strong move by Wells Fargo.

It comes with a $500 bonus when you spend $5,000 in 3 months. 

It also has a 0% intro APR for 12 months on purchases.

Feature-wise, it offers Primary Car Rental coverage, which I always value. I don’t see too much else but may be missing more deep under the hood – this is my first look at the card, not a full review. 

Be careful about the included Priority Pass though (what do you expect for no annual fee?) as it doesn’t include any visits so you probably already have a credit card that does include Priority Pass airport lounge access – including the cost of the visits

The website also says you cannot convert any legacy Wells Fargo business cards (and obvioulsy not any personal cards), so you’ll have to apply fresh.

I don’t have *strong* thoughts on a 2% cash back card, but you might? Depending on the credit lines offered, it might sway someone away from a similar card that has a ~95 or so fee or caps how much you can get 2% on.

As an aside, I have no idea if Wells Fargo business cards report to personal credit like Discover and a handful of Capital One business cards, so if you do, please drop a note below!



Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.


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