Bilt Rent Day October 2026: Amtrak and Hilton Transfer Bonuses

Update (October 26, 2026): The one-day Bilt transfer bonuses described below were valid only on October 1, 2026 and have ended. Check current transfer bonuses before moving points.

I am quite sure I’ve never seen Bilt offer two transfer bonuses on the same Rent Day, but I’m loving it.

First, somewhat expected, is a transfer bonus with their newest partner Amtrak Guest Rewards, which I wrote about the other day.

You can read that article for details on Amtrak Guest Rewards Sweet Spots and more. 

Bilt Rent Day Amtrak Transfer Bonus

• Blue: 25% bonus
• Silver: 50% bonus
• Gold: 75% bonus
• Platinum: 100% bonus
• $400 Bilt Cash buys you up a tier or at Platinum to 125%.
• Maximum number of bonused points: 100,000
• Base transfer rate: 2:1

For Platinum even without a buy up, this means you can transfer 100,000 Bilt points and get 100,000 Amtrak Guest Rewards. If you use it in the most ordinary way, you would expect about 2.5 – 2.7 cents per Bilt Point in value. If you use for lounge passes or upgrades, you can get more (or a lot more) value. 

Keep in mind they’ll expire in 24 months without activity (a new transfer would count – as long as the partnership lasts). 

Bilt Rent Day Hilton Transfer Bonus and Instant Status Match

With any transfer to Hilton on Rent Day, you’ll get an instant status through the end of 2026. Completing a qualifying number of nights upgrades Hilton status even further through March 31, 2028.

• Bilt Blue: 75% bonus + Instant Silver; 6 nights in 90 days to Gold
• Silver: 100% bonus + Instant Silver; 6 nights in 90 days to Gold
• Gold: 150% bonus + Instant Gold; 12 nights in 90 days to Diamond
• Platinum: 175% bonus + Instant Diamond; 12 nights in 90 days to keep Diamond
• Platinum with Bilt Cash Buy-up: 200% bonus + Instant Diamond; 12 nights in 90 days to keep Diamond
• Status: The challenge must be completed by Dec 31, 2026 to keep or get the noted status through all of 2027.
• Bilt Cash buy-up to the next tier costs $200 in Bilt Cash.
• Maximum number of bonused points: 100,000
• Base transfer rate: 1:1

For Platinum members that don’t have Diamond status already through a Hilton Honors American Express Aspire Card, this seems to be an absolute no brainer. Heck, 1,000 points transferred and nothing else gets you 1,750 points and Diamond status for three months. 

Now for some math: At the time, Amex points transferred to Hilton at 1:2, and a 30% transfer bonus increased that to 2.6 Hilton points per Amex point. Under those October 1 offers, 100,000 Amex points equaled 260,000 Hilton points.

Bilt’s 175% transfer bonus (Platinum / no buy up) earns a maximum of 275,000 Hilton points from 100,000 Bilt points.

I don’t know about you, but I’d prefer to transfer my Amex to Hilton and save my Bilt for something else – like a transfer to Amtrak (or Hyatt or Alaska, or JAL, etc). If you don’t have any Amex cards, you may feel differently.

Remember this will only be valid on October 1, 2026.

Links to Apply

We have all three cards on Your Best Credit Cards:

• Bilt Palladium (Rates and Fees)
• Bilt Obsidian (Rates and Fees) 
• Bilt Blue (Rates and Fees)

The Bilt Palladium has an offer to earn 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 3 months + $300 of Bilt Cash. Subject to approval.

Thoughts?

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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards. 

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