Chase Adds 10,000+ Vacation Homes to The Edit (and How It Compares to Amex)

Chase Travel is adding more than 10,000 vacation homes to The Edit on January 1, 2027. This is huge for a lot of people traveling with families that don’t easily fit into a hotel room.

Amex did its own version of this two weeks ago with Airbnb Luxe. I’ll compare the two at the end.

What The Edit Gets You Today

The Edit by Chase Travel℠ is Chase’s luxury hotel program, currently with over 1,400 curated stays. Book one with the Chase Sapphire Reserve®, the Chase Sapphire Reserve for Business℠, or the J.P. Morgan Reserve Card and the stay includes:

• Daily breakfast for 2
• $100 property credit for dining, spa or other activities at the property
• Room upgrade at check-in
• Early check-in and late check-out
• Wifi

Some of those vary by property and are subject to availability.

What’s Changing January 1, 2027

From January 1, The Edit is adding 10,000+ curated vacation homes alongside the 1,500+ hotels and resorts. The homes are selected by Plum Guide using 150+ comfort, design and location criteria.

Book through The Edit and you get a $150 in-stay credit for services like massages, a private chef or airport pick-up, plus early check-in and late checkout when available.

The Credits, and What Was Already Announced

Part of Chase’s announcement isn’t news. The business card’s credit increase was announced back in September, and I wrote it up at the time: Chase Sapphire Reserve for Business Adds $1,000 Edit Credit, Caps 3X Ad Spend. The genuinely new piece today is that the homes now count.

Where the credits stand:

• Chase Sapphire Reserve® and J.P. Morgan Reserve Card: up to $500 a year in Edit statement credits. The consumer card is not getting the increase.
• Chase Sapphire Reserve for Business℠: doubles from $500 to $1,000 a year on January 1, 2027, as four statement credits of up to $250 per eligible stay, usable any time rather than quarterly.

That $250-per-stay structure is the thing to plan around, and it’s why the next part matters.

Gary Leff reports that Chase told him consecutive bookings at the same home can each trigger a credit. Book back-to-back stays in one house and you could put the personal card’s full $500 toward a single trip.

Two Nights for the Credit, Four Nights for the Benefits

Read this part twice, because there are two different minimums and they are easy to mix up. Straight from the footnote in Chase’s release:

The Edit benefits for vacation homes require a four-night minimum stay. Some benefits are subject to availability and vary by property. The annual credit for stays with The Edit requires a prepaid stay of at least two nights.

So a prepaid two-night home booking gets you the statement credit. The $150 in-stay credit, the early check-in and the late checkout needs four nights.

No Points Boost and No Breakfast

Also per Gary’s conversations with Chase: Points Boost won’t apply to vacation homes at launch, and the hotel benefit set for The Edit hotels don’t apply here. So, that means no daily breakfast, no room upgrade, ad no $100 property credit on a home booking.

You can still pay with Ultimate Rewards points, and you’re still booking directly through Chase Travel.

Travel Designers, and What Everyone Else Gets

Sapphire Reserve cardmembers get access to Reserve Travel Designers who are trained specifically on the vacation homes, from picking the right house to concierge service before, during and after the stay. This has been a benefit since the Sapphire Reserve® relaunch.

Chase Freedom, Chase Ink and Chase Sapphire Preferred® Card holders can book hundreds of thousands of vacation homes through Chase Travel. Those aren’t Edit properties, so no credits and no Edit benefits.

How This Compares to Amex and Airbnb Luxe

On October 22, American Express expanded the $600 Lodging Credit to Airbnb Luxe on The Platinum Card® from American Express and The Business Platinum Card® from American Express.

That credit is up to $300 twice a year, and it now covers prepaid Airbnb Luxe stays booked through AmexTravel.com or the Amex Travel App, on top of Fine Hotels + Resorts and The Hotel Collection.

A qualifying prepaid Luxe stay also gets you up to $250 in statement credits on eligible Airbnb Experiences bought directly from Airbnb by December 31 of that year. Cancel the Luxe booking and those credits can be reversed.

A few things stand out. Amex gives more back on the personal card, $600 vs. $500. Chase pays considerably more on the business card, $1,000 vs. $600. Both need a two-night stay to trigger the credit.

My Take

While I’m more of a hotel guy, as my now 4 year old starts forcing us into larger room sizes with less options to use points, I’ll probably start to care about this a lot more and I already know quite a few of you do, so this is definitely going to be a welcome addition.

Are you more likely to use a vacation home credit than a hotel one, even with a 4 night stay requirement for the benefits?

Cards In This Post

• Chase Sapphire Reserve®
• Chase Sapphire Reserve for Business℠
• J.P. Morgan Reserve Card
• Chase Sapphire Preferred® Card
• The Platinum Card® from American Express
• The Business Platinum Card® from American Express

Thoughts?

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