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Capital One changed their famous “miles” program back in 2018 to include transfer options to airlines and hotels. At launch, the transfers were all a mix of 2:1 and 2:1.5, making for some advanced calculations in your head to figure out the value.
Today, Capital One announced that all of their airline and hotel partners will transfer at an easy 1:1 ration, with the two exceptions of EVA (a Taiwan-based airline) and Accor Hotels (which makes sense since they are worth 2 Euro cents each).
This is fantastic news as it both simplifies the Capital One Miles program and adds substantial value.
You can earn Capital One Miles with a Capital One Venture or a Capital One Spark Miles for Business card. Notably, even if you have another card like a Quicksilver or Capital One Spark Plus, you can transfer that cash back into Capital One miles and then to transfer partners.
Lastly, this clearly substantially changes the value of a Capital One point. I would say it’s now at parity with Citi’s ThankYou program and have changed the value of a Capital One mile to 1.5 cents each accordingly.
The list of Capital One partners and transfer ratios is now:
|Capital One Miles||Last updated: October 2021|
|Transfer Ratio||Expected Transfer Time|
|Air Canada (Aeroplan)||1:1||Instant|
|Air France / KLM Flying Blue||1:1||Instant|
|British Airways Avios||1:1||TBD|
|Cathay Pacific Asia Miles||1:1||Nearly instant|
|Choice Hotels||1:1||TBD; Not yet available - launches later in 2021|
|Etihad Guest||1:1||1-2 days|
|Singapore Airlines KrisFlyer||1:1||1-2 days|
|TAP Air Portugal||1:1||TBD|
|Turkish Airlines Miles&Smiles||1:1||TBD|
|Wyndham Rewards Hotel Program||1:1||Instant|
|Accor Live Limitless (ALL) Hotel Program||2:1||1-2 days|
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New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.