A point is not equal to a point… or a mile

It's amazing to me how often I hear newcomers to this hobby compare signup bonuses or earn rates of various miles and points and assume that 1 point or mile in one loyalty program...
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The “Citi Trifecta / Quadfecta” + Best Uses of Citi ThankYou Points

Last Updated: July 2021 Now that Citi has made cash back from the Citi Double Cash transferable to ThankYou points at a 1:1 ratio, you can now effectively earn 2 ThankYou points per dollar on all...
chase ultimate rewards guide

Chase Ultimate Rewards Points [Complete Guide]

Last Updated: March 2021 Chase Ultimate Rewards: How to Earn and Spend Them for Maximum Value By Anna Zaks, MilesTalk Guest Contributor <!-- In this guide: What are Chase Ultimate Rewards Points? How Do You Earn Chase Ultimate...
amex gold vs. chase sapphire preferred csp

Amex Gold vs. Chase Sapphire Preferred

I love my American Express® Gold Card - specifically my Amex Rose Gold Card. 4X American Express Membership Rewards points on all dining and at U.S. Supermarkets (up to $25,000 annually; 1X thereafter) is...
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Amex Gold Card / Amex Rose Gold Card Review

American Express® Gold Card (a.k.a Amex Gold or Amex Rose Gold Card) Both the American Express Rose Gold card and the American Express Gold Card are identical in features and they are both metal credit...

How To Combine Chase Ultimate Rewards Points from Multiple Cards – and Why You...

To those of us that have been doing this a while, it's elementary. But if you are new to all of this, many things can be confusing. You need to sort them out before...
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Maui Travel Tips

This post is a continuation of my Hotel Review for the Waldorf Astoria Grand Wailea in Maui, Hawaii. I thought that rather than cram in all my thoughts on Maui into one post with the...
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What Does “No Preset Spending” Limit Mean?

I thought I'd take a minute to clear up a bit of credit card terminology that trips a lot of people up and that's the concept of "No Preset Spending Limit." This feature only applies...

Are You Covered for Rental Car Damage When You Pay With Points (CDW /...

Updated April 2021: I'm always trying to think about topics to cover where I once had a question and it took some research and phone calls to find the answer. Let's talk about car rentals...

How Many Chase Credit Cards Can You Have?

Every credit card issuer has lots of rules that one is not likely to know about, but can result in credit card application denials. Anyone that has started to get into the credit card rewards...