chase pay yourself back
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Doctor of Credit got the scoop on the categories that Chase will use for Pay Yourself back starting tomorrow, October 1st and going through March 31, 2022.

If you aren’t familiar, here’s what Chase Pay Yourself Back is.

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

First and foremost, if you want to use an existing PYB category, like dining on the Chase Sapphire Preferred or home improvement stores, do that today!! You won’t be able to tomorrow.

new chase pay yourself back categories

On the Chase Sapphire Preferred card, the categories of home improvement stores, dining, and supermarkets will end. In their place will be luggage from Away and Airbnb. Yes, it’s not very exciting (I guess unless you stay at Airbnb a lot).

On the Chase Sapphire Reserve card, dining remains as a category (and even though this will annoy many, I think it’s a smart move for them to differentiate the Reserve from the Preferred. Other than that, it will match the Preferred with Away and Airbnb.

As always, Preferred gets 1.25 cents a point in value while Reserve gets 1.5 cents per point.

Chase Sapphire PreferredChase Sapphire Preferred Earn 60,000 bonus Ultimate Rewards points (worth up to $750 or more!) when you spend $4,000 in 3 months. How to apply for this offer.


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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

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I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.


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