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Doctor of Credit got the scoop on the categories that Chase will use for Pay Yourself back starting tomorrow, October 1st and going through March 31, 2022.
If you aren’t familiar, here’s what Chase Pay Yourself Back is.
First and foremost, if you want to use an existing PYB category, like dining on the Chase Sapphire Preferred or home improvement stores, do that today!! You won’t be able to tomorrow.
On the Chase Sapphire Preferred card, the categories of home improvement stores, dining, and supermarkets will end. In their place will be luggage from Away and Airbnb. Yes, it’s not very exciting (I guess unless you stay at Airbnb a lot).
On the Chase Sapphire Reserve card, dining remains as a category (and even though this will annoy many, I think it’s a smart move for them to differentiate the Reserve from the Preferred. Other than that, it will match the Preferred with Away and Airbnb.
As always, Preferred gets 1.25 cents a point in value while Reserve gets 1.5 cents per point.
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You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.