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Below is a list of Frequently Asked Questions (meaning that people keep asking me!) about the new ability to transfer your earnings from the Citi Double Cash credit card over to Citi ThankYou points
Yes! Meaning you can earn 2 ThankYou points per dollar for purchases not in any bonus category. But having the Citi Double Cash card alone will not get you much for those ThankYou points. Namely, you would only be able to convert to gift cards and the like, which you should never do, or convert to JetBlue with a paltry 0.8 True Blue for 1 ThankYou point ratio.
You need to carry a Citi Premier, Citi Prestige, or (no longer available) Citi Chairman credit card. Assuming you have one of these cards, converted points can be transferred anywhere that your Prestige/Premier/Chairman-earned ThankYou points can at a rate of 1:1.
Yes. Generally, you get the benefits of all cards linked together in your ThankYou account.
Same as above. Generally, you get the benefits of all cards linked together in your ThankYou account, for the best of all benefits.
It should! That is what you want. There’s no reason to keep your ThankYou accounts separate as that will only create confusion. Refer to this article on how to link your Double Cash account to your ThankYou account.
You can still simply redeem for cash back. This keeps it a simple 2% cash back credit card. Else you can, with only this card, transfer to JetBlue at a rate of 0.8 JetBlue TrueBlue points per $1 in cash back earned.
But if you also hold a Citi Premier or Citi Prestige card (or a legacy Chairman card), you will be able to transfer to all available Citi ThankYou transfer partners.
These currently include:
If you hold only the Double Cash card, it’s 0.8 True Blue for 1 Citi Double Cash point.
Assuming you hold a Citi Premier or Prestige, the transfer rate is 1:1 to all partners.
I do not believe that you can.
12 months from when you last made a purchase with your Double Cash card. Since you have to “convert” these points to standard ThankYou points, there would be no reason to do this unless you were going to use the points. That said, once moved to your ThankYou account, they should never expire. At least that is what it is showing in my account. Remember that closing Citi cards can affect the expiration dates for the points earned on the closed card(s), however. In that case points expire in 60 days.
It sure does. Maybe even a quadfecta. Read more about making a Citi Trifecta or Quadfecta here.
Do you have any other questions? Let me know below and I’ll add to the FAQ.
You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? The MilesTalk “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.