Below is a list of Frequently Asked Questions (meaning that people keep asking me!) about the new ability to transfer your earnings from the Citi® Double Cash credit card over to Citi ThankYou points.
Note that you no longer have to actually “transfer” anything. You now earn these as ThankYou points to begin with. You can redeem for cash back or, if you have a Citi Premier® or Citi Prestige, you can utilize Citi ThankYou transfer partners.
Yes! Meaning you can earn 2 ThankYou points per dollar for purchases not in any bonus category. But having the Citi Double Cash card alone will not get you much for those ThankYou points. Namely, you would only be able to convert to gift cards and the like, which you should never do, or convert to JetBlue with a paltry 0.8 True Blue for 1 ThankYou point ratio.
You need to carry a Citi Premier®, (no longer available) Citi Prestige, or (no longer available) Citi Chairman credit card. Assuming you have one of these cards, converted points can be transferred anywhere that your Prestige/Premier/Chairman-earned ThankYou points can at a rate of 1:1.
Yes. Generally, you get the benefits of all cards linked together in your ThankYou account.
Not anymore. This benefit was removed and you will get 1 cent per point redeeming in the travel portal regardless.
It should! That is what you want. There’s no reason to keep your ThankYou accounts separate as that will only create confusion. Refer to this article on how to link your Double Cash account to your ThankYou account.
But if you also hold a Citi Premier or Citi Prestige card (or a legacy Chairman card), you will be able to transfer to all available Citi ThankYou transfer partners.
These currently include:
| Citi ThankYou Transfer Partners | Transfer Ratio for Citi Strata EliteSM, Citi Strata Premier®, Prestige®, AT&T Acccess More Cardmembers | Transfer Ratio from a Citi ThankYou® Preferred, Citi Strata℠ Card, Citi Double Cash® Card, Citi Custom Cash® Card, Citi ThankYou® Mastercard®, AT&T Universal Rewards World, AT&T Universal Savings and Rewards, AT&T Universal Rewards, AT&T Points Plus℠ Card from Citi, or AT&T Access card | Approximate Transfer Time (our estimate / not a guarantee) |
|---|---|---|---|
| AeroMexico | 1:1 | 1:0.7 (1,000 ThankYou = 700 Aeromexico Rewards) | Generally instant |
| Air France Flying Blue | 1:1 | 1:0.7 | Instant |
| American Airlines AAdvantage® | 1:1 (Citi Strata Elite, Strata Premier, and Prestige cards only) | 1:0.7 (Citi ThankYou® Preferred, Citi StrataSM Card, Citi Double Cash® Card, Citi Custom Cash® only) | Within 24 hours generally, in practice should be <1 hour. |
| Avianca LifeMiles | 1:1 | 1:0.7 | Instant |
| Cathay Pacific AsiaMiles | 1:1 | 1:0.7 | Instant |
| Etihad Guest | 1:1 | 1:0.7 | Instant |
| Emirates | 1:800 | 1:0.56 (1,000 gets 560) | Instant |
| Eva Air | 1:1 | 1:0.7 | ~1-3 days |
| JetBlue TrueBlue | 1:1 | 1:0.7 | Instant |
| Qantas | 1:1 | 1:0.7 | Instant to 1 day |
| Qatar Privilege Club | 1:1 | 1:0.7 | ~2 days |
| Singapore Airlines | 1:1 | 1:0.7 | ~1-2 days |
| Thai Orchid Plus | 1:1 | 1:0.7 | ~3-7 days |
| Turkish Airlines Miles&Smiles | 1:1 | 1:0.7 | 1-2 days |
| Virgin Atlantic | 1:1 | 1:0.7 | Instant to 2 days |
| Hotels | |||
| Choice Hotels | 1:2 | 1:1.4 | Instant |
| Wyndham Rewards | 1:1 | 1:0.7 | TBD |
| Leaders Club | 5:1 | 1:0.014 (1,000 gets 140) | TBD |
| Preferred Hotels and Resorts "I Prefer" | 1:4 | 1:2.8 | TBD |
| Accor Live Limitless | 1:0.5 | 1:0.35 (1,000 gets 350) | TBD |
If you hold only the Double Cash card, it’s 0.8 JetBlue True Blue for 1 Citi Double Cash point. You would have no other airline transfer options.
Assuming you hold a Citi Premier or Prestige, the transfer rate is 1:1 to all partners.
Yes. They will expire in 60 days once transferred.
They won’t expire as long as you are using your card.
Remember that closing Citi cards can affect the expiration dates for the points earned on the closed card(s), however. In that case points expire in 60 days.
It sure does. Maybe even a quadfecta. Read more about making a Citi Trifecta or Quadfecta here.
Do you have any other questions? Let me know below and I’ll add to the FAQ.
Let me know here, on Twitter, or in the private MilesTalk Facebook group.
You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? The MilesTalk “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
I don’t see why points would not be transferable to others (shareable).
Are we talking from ONLY a DC? We’d need someone with a DC and no other cards to see. But when I initially converted from DC to points, that wasn’t an option.
Sure, once you combine to your general pool they are (likely) transferable.
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