Advertising Disclosure: Links and credit card offers on this page may earn us a small commission. They never influence what we cover but they do keep the lights on. Learn More
Note: This post was published on April 16, 2024. Card details and benefits may have changed since then.
As of today, Capital One made two processor changes on its cards.
📰 Want MilesTalk to show up in your Google News? (Yes, you do!).
👉 Click here to add MilesTalk as a trusted news source for all things related to miles, points, and credit card rewards in your Google searches!
The Capital One Venture Rewards Credit Card switched from a Visa to a Mastercard.
The Capital One Venture X Business credit card switched from a Mastercard to a Visa.
The Capital One website doesn’t mention which cards are issued by which issuer, so you wouldn’t know this very easily.
I do not know if or when existing cardholders will be changed over. I’ve reached out to Capital One for comment.
Now why do I really care about this?
Well, the Venture X Business card is one of the very few cards left that still have access to Priority Pass dining – a feature that not everyone cares about, but some people REALLY care about.
Recall that the Venture X lost access in 2023 and the Chase Sapphire Reserve lost Priority Pass dining access last month.
I then listed out which credit cards still have Priority Pass dining.
First on the list was the Venture X Business.
However, I also noted the very clear pattern…. cards on the Visa network were the ones losing dining access.
Cards on the Mastercard network have not seemed to, possibly owing to a difference in the cost or agreements between the World Elite Mastercard and the Visa Infinite (although I do not know for sure – I’m simply following a pattern).
I reached out to Capital One about this as well at 1pm ET and hoped to hear back before EOD, but I have not.
And the reason I’m posting this now is that if you were thinking about applying for the Venture X Business card with this benefit as your primary reason, I might wait until we get clarification from Capital One about this benefit. I would feel awful if someone applied for that reason and unbeknownst to us it’s already on the chopping block.
I did go through the detective work of comparing the language on the Capital One website about the Priority Pass benefit from a few days ago and today and there is no change in wording. However, the wording already did not make any reference to anything other than lounges so I can’t glean anything from that.
Hopefully, this will turn out to be much ado about nothing.
I will update this as soon as I know more or if anything becomes public.
Questions?
Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.
If this post helped you, please consider sharing it!
You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards.
New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.
