The St. Regis Maldives Vommuli Resort
Want to discuss these deals? Apply to join the members-only MilesTalk Facebook group.
Advertising Disclosure: Links and credit card offers on this page may earn us a small commission. They never influence what we cover but they do keep the lights on. Learn More

We’ve all been *very* caught up in the combination of the Starwood Preferred Guest program and Marriott Rewards. 

Many of us old SPG loyalists are saddened by the loss of the “personal touch” and connection we felt to SPG, a much smaller loyalty program. Heck, SPG is what got me into all of this in the first place!

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

Marriott will remain a program in which points are very valuable. Things like the 5th night free on awards and transferability to nearly any airline you could want will ensure you will value your Marriott points. I sure do.

But while we’ve been caught up worrying about whether we should drop every point we have on the current Flight + Hotel packages before they get devalued August 18th or thinking about what all-suite or high-end hotel we want to book August – December while the prices are discounted, the opportunity cost of spending these is rising.

The St. Regis Maldives Vommuli Resort – should be 60,000 Marriott points a night from August-December 2018


As of last night, we know that it is going to be a LOT harder to get new card bonuses on any Chase Marriott credit cards, with all sorts of new restrictions beginning August 26th, 2018 that crossover and deny you a bonus because you hold or had an SPG-branded American Express card with a bonus in the last two years. We also hear well-founded rumors from Doctor Of Credit that a similar (or worse) set of rules will apply to the new SPG Luxury card from Amex.

Make no mistake: This has to be a directive coming down from Marriott. There’s just no way that Chase and Amex want to be restricting themselves on the ability to win your business away from their competitor. Do they want you churning bonuses? No, of course not. But there is no world in which Chase *wants* to say

Oh, I see you have an SPG-branded American Express card. Please continue spending with Amex. We defer to them. Jolly good.

Keep in mind that earning rates are now also on parity, with Amex cards earning only 2/3 what they have for decades starting August 1st and matching the new Chase Marriott earn rates.

I’m going to come right out and say it: I think this is a *very well-orchestrated plan by Marriott* to make it considerably harder to earn Marriott points while at the same time making it much more attractive to spend them. I would guess that the assumption is that when you run out of signup bonuses and have burned your stash of points, you will actually pay to stay at Marriott hotels to earn more points. And who knows, they may be right. Or not.

On the one hand, it makes genius level sense. But on the other hand, one has to wonder if they will swing the pendulum so far in the other direction that affinity wanes. It’s tough to say and I can see it going either way. If it’s so hard to earn from co-brand methods and you are a business traveler with a choice of chains, you may well choose Marriott now because you really want more points. But you might also choose to stay loyal to Hyatt and earn Globalist where you can combine your points with your Ultimate Rewards (converted to Hyatt) and never worry about not having enough points for your leisure stays.

I’ll say this, though. I’m hoarding my points. I’m going to gameplan 1-2 more cards now while I can. I will splurge on a nice stay or two or three while categories top out at 60,000 points.

But then? I’m HODLing. 

What will you do? Burn or hold? Other thoughts?? Let me know here, on Twitter, or in the private MilesTalk Facebook group.

New to all of this? My new “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available now.

Related link: Apply for Hotel Rewards Credit Cards. Using this link supports MilesTalk. 


I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.



Please enter your comment!
Please enter your name here