amex blue cash
Want to discuss these deals? Apply to join the members-only MilesTalk Facebook group.
Advertising Disclosure: Links and credit card offers on this page may earn us a small commission. They never influence what we cover but they do keep the lights on. Learn More

While many MilesTalkers prefer travel rewards credit cards over cash back credit cards, sometimes you really do prefer cold hard cash.

New Blue Cash Preferred Welcome Bonus

Previously, a new applicant was offered a mix of statement credits and Amazon credits.

If you are in a cash crunch, you should avoid travel rewards credit cards until you are caught up. Here are our favorite credit cards for Intro 0% APR offers and for balance transfer offers

The new American Express Blue Cash Preferred welcome bonus is more simple:

  • Earn a $300 statement credit after spending $3,000 within 6 months
  • You have 6 months to meet the spend
  • Annual fee of $95 is waived the first year (Rates and Fees)

Blue Cash Preferred Benefits

The Blue Cash Preferred® Card from American Express is one of the better cash back cards out there for heavy supermarket spenders, offering the following:

American Express Blue Cash Preferre
American Express Blue Cash Preferred
  • 6% cash back at US supermarkets for up to $6,000 in annual purchases, then 1X.
  • 6% cash back on US streaming services which include Spotify, Netflix, Hulu, HBO, ShowTime, Pandora, Apple Music, and Amazon Music and Video  (*Does not include Amazon Prime)
  • 3% cash back at U.S. gas stations
  • 3% cash back on transit. (This does not include cruises, airfare, or other standard “travel” categories.)
  • 1% cash back on everything else
  • Terms apply.

It also offers a 0% Intro APR for 12 months on new purchases. (Rates and Fees)

You always have the option to downgrade to the no-annual fee Blue Cash Everyday card which earns 3X instead of 6X at US supermarkets if you find you aren’t spending enough to justify.

Learn how to apply for the card here

(The above link supports MilesTalk)

New Blue Cash Everyday Welcome Bonus

Welcome Bonus Offer: Earn $200 as a statement credit when you spend $2,000 within 6 months. Terms apply.

blue cash everyday

Blue Cash Everyday Benefits

  • 0% APR on new purchases for 15 months starting when you are approved for the Blue Cash Preferred. After that, your APR will be 13.99% to23.99%, based on your creditworthiness and other factors as determined at the time of account opening. This APR will vary with the market based on the Prime Rate. (Rates and Fees)
  • Earn 3% cash back at US supermarkets for up to $6,000 in annual purchases
  • Earn 2% cash back at US gas stations and certain US Department Stores
  • Earn 1% cash back on everything else.
  • No Annual Fee (Rates and Fees)

Learn how to apply for the card here

Should you apply for either card?

The Welcome Bonus offers on both are very good, especially compared to their historical offers – especially if you’ve been eying one for the actual spending categories. Just be aware that neither card earns Membership Rewards points – they both earn straight cash back. But despite the name of this site, I know that many of you still love cold hard cash!

If I wanted either, I’d definitely go for the Blue Cash Preferred since it has the the higher welcome bonus, the annual fee is waived the first year, and you can always convert it later. Of course, you are also eligible to earn the bonus on each card, once per lifetime.

Keep in mind that both are credit cards and will count towards your 5 credit card limit with Amex (Gold and Platinum cards do not count against this limit).

How to Apply

Right here: Blue Cash Preferred or Blue Cash Everyday

American Express Rose Gold CardGet 60,000 Bonus Membership Rewards points after spending $4,000 on purchases within the first 6 months on an American Express® Gold Card or Rose Gold Card. Earn 4X points on dining and U.S. supermarkets (up to $25,000 annually, then 1X) plus get $10 monthly dining statement credits and $10 in monthly Uber Cash. Terms apply. | How to apply for this offer. | Read our Review of the American Express Rose Gold Card

Thoughts?

Let me know below in the comments, on Twitter, or in the private MilesTalk Facebook group.

And if this post helped you, please consider sharing it!

You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

The following American Express cards are mentioned in this article: Rates and Fees for the Blue Cash Preferred(R) Card from American Express | Rates and Fees for the Blue Cash Everyday ® Card from American Express
I got "in the game" in 2003 and since then I've collected literally millions and millions of frequent flyer miles and hotel points. I've flown around the world in first class seats that would cost $29,000 using frequent flyer miles and a few bucks in tax. And I've stayed in some of the finest hotels - all for free! A few years ago I realized many of my friends actually thought I was paying for these!! So I started sharing my tips. It's long been a passion, but when I hosted a session on Miles and Points at this year's South by Southwest festival, my love of the game intensified and this blog was born.

LEAVE A REPLY

Please enter your comment!
Please enter your name here